homesbycounty

County housing intelligence

North Carolina Housing Market by County

North Carolina is not one housing market. Across 100 counties, the median county home value is $205,300 and the median county rent is $860/mo. The useful question is not whether North Carolina is cheap. It is which county fits your income, tax tolerance, and buy-versus-rent plan.

County median home value

$205,300

Median of county medians, less distorted by the largest metros.

County median rent

$860/mo

Gross rent includes rent plus utilities where Census reports it.

Counties compared

100

Every county with available ACS housing data in this state.

Market brief

The state-level housing signal

These benchmarks use the median county in the state, not one metro-weighted average. That makes the brief better for county comparison and rural-to-urban screening.

Purchase price

State county median vs national benchmark

27% better
State$205,300
U.S.$281,900

Rent

State county median vs national benchmark

26% better
State$860
U.S.$1,163

Owner cost

State county median vs national benchmark

50% better
State$832
U.S.$1,672

Income base

State county median vs national benchmark

21% pressure
State$58,949
U.S.$74,755

Tax rate

State county median vs national benchmark

Near benchmark
State1.00%
U.S.1.02%

The North Carolina Pattern

These are the signals a statewide average hides. Start here before choosing counties to compare.

Price geography

Orange County, Dare County, Wake County sit at the top of the purchase market, while Robeson County, Bertie County, Northampton County anchor the lower-cost end.

Rent reality

Mecklenburg County, Wake County, Durham County lead on rent, while Graham County, Tyrrell County, Caswell County show where monthly lease costs are lowest.

Decision lens

Bertie County, Northampton County, Greene County screen best for purchase affordability when home values are measured against local household income.

Best Counties by Housing Goal

Different households need different rankings. Price alone is not enough, so these groups compare rent, income, owner costs, and tax exposure.

Cheapest to buy

Lowest median home values. Useful for purchase-price screening.

Best buy affordability

Lowest home-value-to-income ratios. Better than price alone.

  1. 1. Bertie County

    2.1x home-value-to-income

  2. 2. Northampton County

    2.1x home-value-to-income

  3. 3. Greene County

    2.2x home-value-to-income

  4. 4. Jones County

    2.2x home-value-to-income

  5. 5. Robeson County

    2.2x home-value-to-income

Cheapest to rent

Lowest median gross rent among counties with ACS rent data.

Lowest rent burden

Where typical renters spend the smallest share of income on rent.

  1. 1. Gates County

    19.0% rent burden

  2. 2. Yancey County

    20.0% rent burden

  3. 3. Alexander County

    21.0% rent burden

  4. 4. Camden County

    23.0% rent burden

  5. 5. McDowell County

    23.0% rent burden

Lowest tax-rate signal

Lowest effective property-tax rates in the state data.

  1. 1. Jackson County

    0.37% effective tax rate

  2. 2. Swain County

    0.40% effective tax rate

  3. 3. Avery County

    0.41% effective tax rate

  4. 4. Watauga County

    0.41% effective tax rate

  5. 5. Macon County

    0.43% effective tax rate

Owner-cost advantage

Counties where median owner costs are furthest below median rent.

  1. 1. Hyde County

    $404/mo cheaper to own than rent

  2. 2. Jackson County

    $305/mo cheaper to own than rent

  3. 3. Swain County

    $251/mo cheaper to own than rent

  4. 4. Cherokee County

    $249/mo cheaper to own than rent

  5. 5. Anson County

    $232/mo cheaper to own than rent

Income-backed value

Higher-income counties that still hold a reasonable value-to-income profile.

  1. 1. Camden County

    $87,781 income, 3.3x value-to-income

  2. 2. Union County

    $99,243 income, 3.8x value-to-income

  3. 3. Jones County

    $55,659 income, 2.2x value-to-income

  4. 4. Wake County

    $101,763 income, 4.2x value-to-income

  5. 5. Currituck County

    $91,548 income, 3.8x value-to-income

Tradeoffs to Check

The best page is not the one that crowns a winner. It is the one that shows where a county can surprise you after the headline price looks attractive.

SignalCountyWhat it means
Cheap price, weaker income baseRobeson County

$88,600 home value, $40,318 income

Low purchase prices can still feel tight when local wages are also low.
Affordable homes, higher tax rateNorthampton County

$102,200 home value, 1.21% tax rate

A low home price can be offset by the annual property-tax bill.
Renter pressureWatauga County

$1,066/mo rent, 47.00% rent burden

Monthly rent alone does not show whether renters can comfortably absorb the cost.
Expensive, but income-supportedOrange County

$428,500 home value, $88,553 income

Some high-price counties also have stronger incomes, so affordability depends on both sides of the equation.

Compare Every North Carolina County

Sorted by home-value-to-income ratio so the first rows are not just cheap counties, but counties where purchase prices look smaller relative to local income.

Swipe sideways to compare all metrics.
CountyHome ValueRentIncomeValue/IncomeTax Rate
Bertie County$95,800$824/mo$45,931
2.1x
0.80%
Northampton County$102,200$749/mo$47,935
2.1x
1.21%
Greene County$114,000$845/mo$50,904
2.2x
0.87%
Jones County$122,600$725/mo$55,659
2.2x
0.76%
Robeson County$88,600$784/mo$40,318
2.2x
0.90%
Halifax County$102,500$776/mo$45,071
2.3x
1.13%
Hertford County$111,100$806/mo$47,472
2.3x
0.97%
Martin County$109,900$729/mo$46,793
2.3x
1.07%
Duplin County$123,200$815/mo$51,880
2.4x
0.74%
Edgecombe County$116,800$818/mo$48,480
2.4x
1.10%
Sampson County$128,400$811/mo$53,159
2.4x
0.82%
Caswell County$151,200$699/mo$59,407
2.5x
0.68%
Hyde County$119,600$1,237/mo$47,338
2.5x
0.63%
Lenoir County$111,400$814/mo$44,795
2.5x
0.88%
Scotland County$109,900$766/mo$43,500
2.5x
0.91%
Washington County$107,000$829/mo$41,750
2.6x
1.12%
Anson County$119,300$849/mo$44,245
2.7x
0.93%
Columbus County$128,300$775/mo$48,184
2.7x
0.87%
Gates County$163,900$940/mo$61,612
2.7x
0.78%
Montgomery County$150,300$753/mo$55,849
2.7x
0.70%
Bladen County$125,800$752/mo$44,528
2.8x
0.90%
Nash County$171,100$924/mo$60,704
2.8x
0.77%
Richmond County$120,800$744/mo$43,626
2.8x
0.93%
Rockingham County$156,000$789/mo$55,796
2.8x
0.79%
Warren County$124,700$771/mo$45,279
2.8x
0.85%
Wayne County$162,700$932/mo$58,082
2.8x
0.74%
Alexander County$190,000$745/mo$65,268
2.9x
0.63%
Randolph County$171,600$857/mo$59,047
2.9x
0.72%
Yadkin County$176,400$734/mo$60,321
2.9x
0.69%
McDowell County$168,300$741/mo$55,527
3.0x
0.52%
Person County$192,800$796/mo$64,927
3.0x
0.67%
Surry County$166,400$741/mo$56,095
3.0x
0.62%
Beaufort County$181,200$859/mo$57,997
3.1x
0.70%
Burke County$170,500$805/mo$55,684
3.1x
0.70%
Caldwell County$174,000$735/mo$55,401
3.1x
0.64%
Cumberland County$183,700$1,156/mo$58,780
3.1x
0.99%
Stokes County$186,800$766/mo$60,039
3.1x
0.62%
Tyrrell County$138,400$612/mo$43,952
3.1x
0.89%
Vance County$146,300$860/mo$46,943
3.1x
0.81%
Cleveland County$180,200$835/mo$55,769
3.2x
0.69%
Craven County$206,200$1,100/mo$64,635
3.2x
0.67%
Davidson County$200,100$863/mo$62,426
3.2x
0.63%
Davie County$235,300$889/mo$73,234
3.2x
0.67%
Graham County$155,800$581/mo$49,038
3.2x
0.54%
Harnett County$220,700$1,080/mo$69,012
3.2x
0.74%
Wilkes County$161,400$715/mo$50,438
3.2x
0.62%
Camden County$289,800$1,220/mo$87,781
3.3x
0.62%
Granville County$235,700$1,008/mo$70,975
3.3x
0.72%
Hoke County$196,000$1,047/mo$60,095
3.3x
0.69%
Pitt County$194,300$971/mo$58,851
3.3x
0.85%
Wilson County$171,800$915/mo$51,381
3.3x
0.83%
Alamance County$221,200$1,007/mo$64,445
3.4x
0.65%
Catawba County$218,100$891/mo$64,544
3.4x
0.60%
Franklin County$240,900$988/mo$71,386
3.4x
0.72%
Johnston County$267,600$1,007/mo$79,838
3.4x
0.69%
Lee County$213,800$962/mo$63,060
3.4x
0.80%
Onslow County$219,500$1,198/mo$64,568
3.4x
0.65%
Pamlico County$209,800$909/mo$61,624
3.4x
0.60%
Rowan County$216,100$990/mo$63,196
3.4x
0.65%
Forsyth County$227,800$1,046/mo$65,541
3.5x
0.85%
Mitchell County$202,100$744/mo$58,089
3.5x
0.50%
Pasquotank County$223,300$1,146/mo$63,912
3.5x
0.69%
Pender County$267,100$1,072/mo$76,838
3.5x
0.70%
Perquimans County$211,600$1,061/mo$61,224
3.5x
0.62%
Stanly County$214,300$830/mo$61,631
3.5x
0.62%
Chowan County$204,400$766/mo$56,982
3.6x
0.69%
Gaston County$235,000$1,085/mo$65,472
3.6x
0.80%
Guilford County$234,900$1,108/mo$66,027
3.6x
0.88%
Lincoln County$279,500$977/mo$78,490
3.6x
0.59%
Rutherford County$180,800$748/mo$49,771
3.6x
0.58%
Cabarrus County$318,600$1,303/mo$86,084
3.7x
0.76%
Iredell County$292,300$1,183/mo$78,678
3.7x
0.63%
Currituck County$351,200$1,126/mo$91,548
3.8x
0.46%
Moore County$315,300$1,181/mo$82,837
3.8x
0.57%
Swain County$209,800$715/mo$55,429
3.8x
0.40%
Union County$374,400$1,390/mo$99,243
3.8x
0.61%
Avery County$233,200$791/mo$57,657
4.0x
0.41%
Yancey County$222,300$807/mo$54,961
4.0x
0.48%
Cherokee County$208,700$800/mo$51,496
4.1x
0.50%
Haywood County$254,900$1,052/mo$61,001
4.2x
0.60%
Wake County$422,800$1,508/mo$101,763
4.2x
0.71%
Brunswick County$314,700$1,267/mo$74,034
4.3x
0.57%
Carteret County$304,200$1,062/mo$70,235
4.3x
0.45%
Macon County$229,000$791/mo$53,298
4.3x
0.43%
Ashe County$221,900$774/mo$50,827
4.4x
0.51%
Durham County$351,700$1,415/mo$79,501
4.4x
0.84%
Mecklenburg County$371,200$1,521/mo$83,765
4.4x
0.75%
Alleghany County$199,000$755/mo$44,272
4.5x
0.60%
Chatham County$397,800$1,066/mo$88,534
4.5x
0.67%
Madison County$263,500$764/mo$58,628
4.5x
0.50%
Polk County$281,100$1,089/mo$61,005
4.6x
0.58%
Henderson County$317,800$1,120/mo$67,623
4.7x
0.52%
Jackson County$253,900$855/mo$53,479
4.7x
0.37%
Orange County$428,500$1,387/mo$88,553
4.8x
0.96%
Clay County$263,300$791/mo$53,645
4.9x
0.45%
New Hanover County$353,700$1,343/mo$72,892
4.9x
0.59%
Buncombe County$360,000$1,281/mo$70,578
5.1x
0.60%
Dare County$425,400$1,307/mo$81,214
5.2x
0.53%
Transylvania County$336,100$909/mo$64,523
5.2x
0.46%
Watauga County$321,500$1,066/mo$51,367
6.3x
0.41%

Questions This Page Answers

Each answer is generated from the current county dataset, so it changes when the underlying ACS data changes.

What is the typical home value in North Carolina by county?
The median county home value in North Carolina is $205,300. County medians vary widely, so the best comparison is county-to-county rather than one statewide average.
What is the typical rent in North Carolina by county?
The median county rent in North Carolina is $860/mo. The lowest-rent counties in the current data include Graham County, Tyrrell County, Caswell County.
Which North Carolina counties are most affordable to buy in?
Bertie County, Northampton County, Greene County have some of the lowest home-value-to-income ratios in North Carolina, which makes them stronger purchase-affordability screens than home value alone.
Why do cheap counties still need a closer look?
A low home value can come with lower local income, higher property-tax rates, weaker services, or thin data coverage. Check price, rent burden, income, and tax rate together before comparing counties.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.