Housing decision brief
Pitt County, NC Housing Market
Pitt County screens as a below-state purchase price, rent that needs comparison, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
45th lowest home value out of 100 North Carolina counties with data | 62nd lowest rent out of 100
Median home value
$194,300
Purchase-price signal from Census ACS.
Median rent
$971/mo
Gross rent, including utilities where reported.
Monthly owner cost
$1,102/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
3.3x
Median home value divided by local household income.
Rent burden
28.0%
Below 30% usually screens as less pressured.
Rent vs own
$131/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower purchase price
$194,300 median home value is 5% below North Carolina county median
Rent burden below pressure line
28.00% of renter income goes to rent, below the 30% burden threshold.
What to Check
Lower income base
$58,851 median income is At the North Carolina county median
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Households dependent on a deep local wage market
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Pitt County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $194,300 | $205,300 | $281,900 | 5% favorable5% below North Carolina county median |
Median gross rent Lower usually helps affordability. | $971 | $860 | $1,163 | 13% pressure13% above North Carolina county median |
Monthly owner cost Lower usually helps affordability. | $1,102 | $832 | $1,672 | 32% pressure32% above North Carolina county median |
Median household income | $58,851 | $58,949 | $74,755 | Near state medianAt the North Carolina county median |
Effective property-tax rate Lower usually helps affordability. | 0.85% | 1.00% | 1.02% | 15% favorable15% below North Carolina county median |
Rent burden Lower usually helps affordability. | 28.00% | 28.00% | N/A | Near state median28.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$20,011
Median income minus rent threshold.
Owner cushion
+$11,622
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Pitt County is affordable for renters, with a median gross rent of $971/month representing approximately 19.8% of median household income. The rent burden (GRAPI) stands at 28.0%.
Rent vs own
The median rent in Pitt County is $971/month, while owner costs run $1,102/month. Renting saves approximately $131/month.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $38,840/year. For owner costs at the 28% rule, the required income is roughly $47,229/year. With a median household income of $58,851, most households can comfortably afford rent here. Notably, 28.0% of renter households in Pitt County are cost-burdened, spending more than 30% of income on housing.
Regional context
Within North Carolina, Pitt County is more affordable than Wilson County by roughly 6% ($971/mo vs $915/mo).
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Hoke County, NC | $196,000 | $1,047/mo | Same-state comparison near $196,000 home value and $1,047/mo rent. |
| Lee County, NC | $213,800 | $962/mo | Same-state comparison near $213,800 home value and $962/mo rent. |
| Pamlico County, NC | $209,800 | $909/mo | Same-state comparison near $209,800 home value and $909/mo rent. |
| Rowan County, NC | $216,100 | $990/mo | Same-state comparison near $216,100 home value and $990/mo rent. |
| Davidson County, NC | $200,100 | $863/mo | Same-state comparison near $200,100 home value and $863/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Pitt County
Is Pitt County affordable for buying a home?
Is renting or owning cheaper in Pitt County?
How much income do you need for housing in Pitt County?
What should I double-check before moving to Pitt County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.