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Clay County Housing Market

North Carolina · 100 counties · Ranked #2449 in home value

Below National Avg

Housing at a Glance

Median Home Value

$263,300

vs national$263,300 vs $281,900 national

Median Gross Rent

$791/mo

vs national$791 vs $1,163 national

Effective Tax Rate

0.45%

vs national0.45% vs 1.02% national

Median Household Income

$53,645

vs national$53,645 vs $74,755 national

Affordability Ratio

4.9x

Home value ÷ income. <3 = affordable, >5 = expensive.

Rent Burden

33.0%

% of income spent on rent. >30% = burdened.

More Housing Data

Property Tax (Median)

$1,188

Tax as % of Home Value

0.45%

Monthly Owner Cost

$765

Renter Income

$36,349

Frequently Asked Questions

What is the median home value in Clay County?
The median home value in Clay County is $263,300. This is below the national median of $281,900.
How much is rent in Clay County?
The median gross rent in Clay County is $791 per month.
What is the property tax rate in Clay County?
The effective property tax rate in Clay County is 0.45%. The median annual property tax bill is $1,188.
Is Clay County affordable?
With a home-value-to-income ratio of 4.9x, Clay County is moderately affordable compared to the recommended 3-4x guideline.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.