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Swain County Housing Market

North Carolina · 100 counties · Ranked #2006 in home value

Below National Avg

Housing at a Glance

Median Home Value

$209,800

vs national$209,800 vs $281,900 national

Median Gross Rent

$715/mo

vs national$715 vs $1,163 national

Effective Tax Rate

0.40%

vs national0.40% vs 1.02% national

Median Household Income

$55,429

vs national$55,429 vs $74,755 national

Affordability Ratio

3.8x

Home value ÷ income. <3 = affordable, >5 = expensive.

Rent Burden

23.0%

% of income spent on rent. >30% = burdened.

More Housing Data

Property Tax (Median)

$844

Tax as % of Home Value

0.40%

Monthly Owner Cost

$464

Renter Income

$36,589

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Frequently Asked Questions

What is the median home value in Swain County?

The median home value in Swain County is $209,800. This is below the national median of $281,900.

How much is rent in Swain County?

The median gross rent in Swain County is $715 per month.

What is the property tax rate in Swain County?

The effective property tax rate in Swain County is 0.40%. The median annual property tax bill is $844.

Is Swain County affordable?

With a home-value-to-income ratio of 3.8x, Swain County is moderately affordable compared to the recommended 3-4x guideline.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.