Housing decision brief
Loving County, TX Housing Market
Loving County screens as a higher purchase price, rent that needs comparison, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
Median home value
N/A
Purchase-price signal from Census ACS.
Median rent
N/A
Gross rent, including utilities where reported.
Monthly owner cost
N/A
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
N/A
Median home value divided by local household income.
Rent burden
N/A
Rent burden is unavailable in the current data.
Rent vs own
N/A
Needs rent and owner-cost data.
Data confidence
2 notes
Crime coverage is partial, so safety comparisons need source context.
What Works
Low disaster-risk signal
Risk score is 100.0 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Lower income base
$51,087 median income is 19% below Texas county median
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Long-term owners who care about disaster-risk exposure
Poor Fit For
- Households dependent on a deep local wage market
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Loving County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | N/A | $158,050 | $281,900 | Needs dataNo Texas county median comparison available |
Median gross rent Lower usually helps affordability. | N/A | $928 | $1,163 | Needs dataNo Texas county median comparison available |
Monthly owner cost Lower usually helps affordability. | N/A | $753 | $1,672 | Needs dataNo Texas county median comparison available |
Median household income | $51,087 | $63,367 | $74,755 | 19% pressure19% below Texas county median |
Effective property-tax rate Lower usually helps affordability. | N/A | 1.00% | 1.02% | Needs dataNo Texas county median comparison available |
Rent burden Lower usually helps affordability. | N/A | 28.00% | N/A | Needs dataRent burden unavailable. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
N/A
Median income minus rent threshold.
Owner cushion
N/A
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Loving County offers unknown rental housing at a median of N/A/month.
Rent vs own
Loving County has incomplete rent-vs-own data. Median gross rent is N/A/month and median monthly owner cost is N/A/month.
Income needed
Income and affordability data for Loving County is currently incomplete.
Regional context
Rental cost data for Loving County is unavailable for regional comparisons.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Cottle County, TX | $54,100 | $323/mo | Same-state comparison near $54,100 home value and $323/mo rent. |
| Stonewall County, TX | $54,700 | $620/mo | Same-state comparison near $54,700 home value and $620/mo rent. |
| Todd County, SD | $45,200 | $537/mo | Out-of-state peer near $45,200 home value and $537/mo rent. |
| Mitchell County, TX | $85,700 | $481/mo | Same-state comparison near $85,700 home value and $481/mo rent. |
| Knox County, TX | $66,800 | $661/mo | Same-state comparison near $66,800 home value and $661/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
- Water-quality monitoring is based on 1 active site in recent WQP data.
Next Checks
Housing Questions for Loving County
Is Loving County affordable for buying a home?
Is renting or owning cheaper in Loving County?
How much income do you need for housing in Loving County?
What should I double-check before moving to Loving County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.