Housing decision brief
Stonewall County, TX Housing Market
Stonewall County screens as a below-state purchase price, below-state rent, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
1st lowest home value out of 250 Texas counties with data | 12th lowest rent out of 249
Median home value
$48,600
Purchase-price signal from Census ACS.
Median rent
$613/mo
Gross rent, including utilities where reported.
Monthly owner cost
$642/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
0.9x
Median home value divided by local household income.
Rent burden
18.6%
Below 30% usually screens as less pressured.
Rent vs own
$29/mo
Median rent screens below owner cost.
Data confidence
2 notes
Home-value estimate has a $42,933 ACS margin of error.
What Works
Lower purchase price
$48,600 median home value is 71% below Texas county median
Lower rent
$613/mo is 36% below Texas county median
Rent burden below pressure line
18.60% of renter income goes to rent, below the 30% burden threshold.
Low disaster-risk signal
Risk score is 96.2 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Lower income base
$56,875 median income is 13% below Texas county median
Tax rate needs attention
1.79% effective property-tax rate is 79% above Texas county median
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Health context
Health score is 18.6 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Renters trying to keep rent below the burden threshold
- Long-term owners who care about disaster-risk exposure
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Households dependent on a deep local wage market
- Buyers focused only on purchase price and ignoring annual property tax
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Stonewall County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $48,600 | $169,250 | $281,900 | 71% favorable71% below Texas county median |
Median gross rent Lower usually helps affordability. | $613 | $957 | $1,163 | 36% favorable36% below Texas county median |
Monthly owner cost Lower usually helps affordability. | $642 | $786 | $1,672 | 18% favorable18% below Texas county median |
Median household income | $56,875 | $65,035 | $74,755 | 13% pressure13% below Texas county median |
Effective property-tax rate Lower usually helps affordability. | 1.79% | 1.00% | 1.02% | 79% pressure79% above Texas county median |
Rent burden Lower usually helps affordability. | 18.60% | 27.70% | N/A | 33% favorable18.60% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$32,355
Median income minus rent threshold.
Owner cushion
+$29,361
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Housing in Stonewall County is affordable. The median rent is $620/month against a median household income of $61,250, putting rent at 12.1% of income.
Rent vs own
At $620/month rent versus $580/month in owner costs, owning is roughly $40/month cheaper , a 6% difference.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $24,800/year. For owner costs at the 28% rule, the required income is roughly $24,857/year. With a median household income of $61,250, most households can comfortably afford rent here. Notably, 16.0% of renter households in Stonewall County are cost-burdened, spending more than 30% of income on housing.
Regional context
Within Texas, Stonewall County is more affordable than Zapata County by roughly 9% ($620/mo vs $569/mo).
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Cochran County, TX | $53,200 | $697/mo | Same-state comparison near $53,200 home value and $697/mo rent. |
| Foard County, TX | $70,700 | $572/mo | Same-state comparison near $70,700 home value and $572/mo rent. |
| Hudspeth County, TX | $64,000 | $705/mo | Same-state comparison near $64,000 home value and $705/mo rent. |
| Knox County, TX | $77,300 | $521/mo | Same-state comparison near $77,300 home value and $521/mo rent. |
| Fisher County, TX | $78,600 | $601/mo | Same-state comparison near $78,600 home value and $601/mo rent. |
Data Confidence
- Home-value estimate has a $42,933 ACS margin of error.
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Stonewall County
Is Stonewall County affordable for buying a home?
Is renting or owning cheaper in Stonewall County?
How much income do you need for housing in Stonewall County?
What should I double-check before moving to Stonewall County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.