Housing decision brief
Borden County, TX Housing Market
Borden County screens as a below-state purchase price, rent that needs comparison, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
53rd lowest home value out of 250 Texas counties with data
Median home value
$105,400
Purchase-price signal from Census ACS.
Median rent
N/A
Gross rent, including utilities where reported.
Monthly owner cost
$563/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
1.6x
Median home value divided by local household income.
Rent burden
9.0%
Below 30% usually screens as less pressured.
Rent vs own
N/A
Needs rent and owner-cost data.
Data confidence
3 notes
Home-value estimate has a $40,742 ACS margin of error.
What Works
Lower purchase price
$105,400 median home value is 33% below Texas county median
Rent burden below pressure line
9.00% of renter income goes to rent, below the 30% burden threshold.
Low disaster-risk signal
Risk score is 94.3 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Wide home-value margin
The ACS margin of error on home value is $40,742, so exact rankings should be read as directional.
Best Fit For
- Buyers comparing homes to local incomes
- Renters trying to keep rent below the burden threshold
- Long-term owners who care about disaster-risk exposure
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Borden County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $105,400 | $158,050 | $281,900 | 33% favorable33% below Texas county median |
Median gross rent Lower usually helps affordability. | N/A | $928 | $1,163 | Needs dataNo Texas county median comparison available |
Monthly owner cost Lower usually helps affordability. | $563 | $753 | $1,672 | 25% favorable25% below Texas county median |
Median household income | $64,250 | $63,367 | $74,755 | Near state median1% above Texas county median |
Effective property-tax rate Lower usually helps affordability. | 0.47% | 1.00% | 1.02% | 53% favorable53% below Texas county median |
Rent burden Lower usually helps affordability. | 9.00% | 28.00% | N/A | 68% favorable9.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
N/A
Median income minus rent threshold.
Owner cushion
+$40,121
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Borden County is unknown for renters, with a median gross rent of N/A/month. The rent burden (GRAPI) stands at 9.0%.
Rent vs own
Borden County has incomplete rent-vs-own data. Median gross rent is N/A/month and median monthly owner cost is $563/month.
Income needed
For owner costs at the 28% rule, the required income is roughly $24,129/year. Notably, 9.0% of renter households in Borden County are cost-burdened, spending more than 30% of income on housing.
Regional context
Rental cost data for Borden County is unavailable for regional comparisons.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Sheridan County, ND | $107,700 | $373/mo | Out-of-state peer near $107,700 home value and $373/mo rent. |
| Hardin County, IL | $91,700 | $342/mo | Out-of-state peer near $91,700 home value and $342/mo rent. |
| Hayes County, NE | $112,800 | $419/mo | Out-of-state peer near $112,800 home value and $419/mo rent. |
| Mitchell County, TX | $85,700 | $481/mo | Same-state comparison near $85,700 home value and $481/mo rent. |
| Collingsworth County, TX | $108,400 | $619/mo | Same-state comparison near $108,400 home value and $619/mo rent. |
Data Confidence
- Home-value estimate has a $40,742 ACS margin of error.
- Crime coverage is partial, so safety comparisons need source context.
- Water-quality monitoring is based on 1 active site in recent WQP data.
Next Checks
Housing Questions for Borden County
Is Borden County affordable for buying a home?
Is renting or owning cheaper in Borden County?
How much income do you need for housing in Borden County?
What should I double-check before moving to Borden County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.