Housing decision brief
Mitchell County, TX Housing Market
Mitchell County screens as a below-state purchase price, below-state rent, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
24th lowest home value out of 250 Texas counties with data | 3rd lowest rent out of 246
Median home value
$85,700
Purchase-price signal from Census ACS.
Median rent
$481/mo
Gross rent, including utilities where reported.
Monthly owner cost
$573/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
1.5x
Median home value divided by local household income.
Rent burden
30.0%
At or above the 30% burden threshold.
Rent vs own
$92/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower purchase price
$85,700 median home value is 46% below Texas county median
Lower rent
$481/mo is 48% below Texas county median
Low disaster-risk signal
Risk score is 80.3 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Lower income base
$56,033 median income is 12% below Texas county median
Tax rate needs attention
1.96% effective property-tax rate is 96% above Texas county median
Water quality cross-check
Water quality grade is D. Review water data before treating housing cost as the full story.
Health context
Health score is 15.8 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Long-term owners who care about disaster-risk exposure
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Households dependent on a deep local wage market
- Buyers focused only on purchase price and ignoring annual property tax
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Mitchell County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $85,700 | $158,050 | $281,900 | 46% favorable46% below Texas county median |
Median gross rent Lower usually helps affordability. | $481 | $928 | $1,163 | 48% favorable48% below Texas county median |
Monthly owner cost Lower usually helps affordability. | $573 | $753 | $1,672 | 24% favorable24% below Texas county median |
Median household income | $56,033 | $63,367 | $74,755 | 12% pressure12% below Texas county median |
Effective property-tax rate Lower usually helps affordability. | 1.96% | 1.00% | 1.02% | 96% pressure96% above Texas county median |
Rent burden Lower usually helps affordability. | 30.00% | 28.00% | N/A | 7% pressure30.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$36,793
Median income minus rent threshold.
Owner cushion
+$31,476
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Mitchell County is affordable for renters, with a median gross rent of $481/month representing approximately 10.3% of median household income. The rent burden (GRAPI) stands at 30.0%.
Rent vs own
Renters in Mitchell County pay $481/month on average, compared to $573/month for homeowners. This market favors renters by about 16%.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $19,240/year. For owner costs at the 28% rule, the required income is roughly $24,557/year. With a median household income of $56,033, most households can comfortably afford rent here. Notably, 30.0% of renter households in Mitchell County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Zavala County where rent averages $544/month, Mitchell County is approximately 12% less expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Throckmorton County, TX | $84,200 | $548/mo | Same-state comparison near $84,200 home value and $548/mo rent. |
| Floyd County, TX | $101,000 | $587/mo | Same-state comparison near $101,000 home value and $587/mo rent. |
| Clinch County, GA | $86,300 | $505/mo | Out-of-state peer near $86,300 home value and $505/mo rent. |
| Donley County, TX | $90,500 | $686/mo | Same-state comparison near $90,500 home value and $686/mo rent. |
| Gallatin County, IL | $84,700 | $500/mo | Out-of-state peer near $84,700 home value and $500/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Mitchell County
Is Mitchell County affordable for buying a home?
Is renting or owning cheaper in Mitchell County?
How much income do you need for housing in Mitchell County?
What should I double-check before moving to Mitchell County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.