Housing decision brief
Woods County, OK Housing Market
Woods County screens as a higher purchase price, below-state rent, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
43rd lowest home value out of 77 Oklahoma counties with data | 38th lowest rent out of 77
Median home value
$141,900
Purchase-price signal from Census ACS.
Median rent
$806/mo
Gross rent, including utilities where reported.
Monthly owner cost
$783/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
2.8x
Median home value divided by local household income.
Rent burden
33.0%
At or above the 30% burden threshold.
Rent vs own
$23/mo
Median owner cost screens below median rent.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower rent
$806/mo is 1% below Oklahoma county median
Owning screens cheaper than renting
Median owner costs are $23/mo below median rent before individual mortgage terms.
What to Check
Lower income base
$50,512 median income is 12% below Oklahoma county median
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Households weighing ownership against renting
Poor Fit For
- Households dependent on a deep local wage market
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Woods County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $141,900 | $135,800 | $281,900 | Near state median4% above Oklahoma county median |
Median gross rent Lower usually helps affordability. | $806 | $811 | $1,163 | Near state median1% below Oklahoma county median |
Monthly owner cost Lower usually helps affordability. | $783 | $680 | $1,672 | 15% pressure15% above Oklahoma county median |
Median household income | $50,512 | $57,551 | $74,755 | 12% pressure12% below Oklahoma county median |
Effective property-tax rate Lower usually helps affordability. | 0.52% | 0.63% | 1.02% | 18% favorable18% below Oklahoma county median |
Rent burden Lower usually helps affordability. | 33.00% | 26.00% | N/A | 27% pressure33.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$18,272
Median income minus rent threshold.
Owner cushion
+$16,955
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
For renters in Woods County, the market is affordable. Expect to pay around $806/month in gross rent, with 33.0% of renter households considered cost-burdened.
Rent vs own
At $806/month rent versus $783/month in owner costs, owning is roughly $23/month cheaper , a 3% difference.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,240/year. For owner costs at the 28% rule, the required income is roughly $33,557/year. With a median household income of $50,512, most households can comfortably afford rent here. Notably, 33.0% of renter households in Woods County are cost-burdened, spending more than 30% of income on housing.
Regional context
Within Oklahoma, Woods County is less affordable than Pittsburg County by roughly 6% ($806/mo vs $857/mo).
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Muskogee County, OK | $138,800 | $824/mo | Same-state comparison near $138,800 home value and $824/mo rent. |
| Craig County, OK | $132,900 | $826/mo | Same-state comparison near $132,900 home value and $826/mo rent. |
| Beckham County, OK | $153,400 | $821/mo | Same-state comparison near $153,400 home value and $821/mo rent. |
| Sequoyah County, OK | $127,500 | $796/mo | Same-state comparison near $127,500 home value and $796/mo rent. |
| Marshall County, OK | $139,700 | $819/mo | Same-state comparison near $139,700 home value and $819/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Woods County
Is Woods County affordable for buying a home?
Is renting or owning cheaper in Woods County?
How much income do you need for housing in Woods County?
What should I double-check before moving to Woods County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.