Housing decision brief
Muskogee County, OK Housing Market
Muskogee County screens as a higher purchase price, rent that needs comparison, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
41st lowest home value out of 77 Oklahoma counties with data | 42nd lowest rent out of 77
Median home value
$138,800
Purchase-price signal from Census ACS.
Median rent
$824/mo
Gross rent, including utilities where reported.
Monthly owner cost
$759/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
2.7x
Median home value divided by local household income.
Rent burden
28.0%
Below 30% usually screens as less pressured.
Rent vs own
$65/mo
Median owner cost screens below median rent.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Rent burden below pressure line
28.00% of renter income goes to rent, below the 30% burden threshold.
Owning screens cheaper than renting
Median owner costs are $65/mo below median rent before individual mortgage terms.
What to Check
Lower income base
$51,999 median income is 10% below Oklahoma county median
Tax rate needs attention
0.70% effective property-tax rate is 11% above Oklahoma county median
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Health context
Health score is 16.7 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Households weighing ownership against renting
Poor Fit For
- Households dependent on a deep local wage market
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Muskogee County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $138,800 | $135,800 | $281,900 | Near state median2% above Oklahoma county median |
Median gross rent Lower usually helps affordability. | $824 | $811 | $1,163 | Near state median2% above Oklahoma county median |
Monthly owner cost Lower usually helps affordability. | $759 | $680 | $1,672 | 12% pressure12% above Oklahoma county median |
Median household income | $51,999 | $57,551 | $74,755 | 10% pressure10% below Oklahoma county median |
Effective property-tax rate Lower usually helps affordability. | 0.70% | 0.63% | 1.02% | 11% pressure11% above Oklahoma county median |
Rent burden Lower usually helps affordability. | 28.00% | 26.00% | N/A | 8% pressure28.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$19,039
Median income minus rent threshold.
Owner cushion
+$19,470
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Muskogee County is affordable for renters, with a median gross rent of $824/month representing approximately 19.0% of median household income. The rent burden (GRAPI) stands at 28.0%.
Rent vs own
Renters in Muskogee County pay $824/month on average, compared to $759/month for homeowners. This market favors buyers by about 8%.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,960/year. For owner costs at the 28% rule, the required income is roughly $32,529/year. With a median household income of $51,999, most households can comfortably afford rent here. Notably, 28.0% of renter households in Muskogee County are cost-burdened, spending more than 30% of income on housing.
Regional context
Muskogee County sits 7% more expensive than Le Flore County ($773/month) in terms of median gross rent.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Woods County, OK | $141,900 | $806/mo | Same-state comparison near $141,900 home value and $806/mo rent. |
| Craig County, OK | $132,900 | $826/mo | Same-state comparison near $132,900 home value and $826/mo rent. |
| Marshall County, OK | $139,700 | $819/mo | Same-state comparison near $139,700 home value and $819/mo rent. |
| Beckham County, OK | $153,400 | $821/mo | Same-state comparison near $153,400 home value and $821/mo rent. |
| Pittsburg County, OK | $146,300 | $857/mo | Same-state comparison near $146,300 home value and $857/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Muskogee County
Is Muskogee County affordable for buying a home?
Is renting or owning cheaper in Muskogee County?
How much income do you need for housing in Muskogee County?
What should I double-check before moving to Muskogee County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.