Housing decision brief
Macon County, MO Housing Market
Macon County screens as a below-state purchase price, below-state rent, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
31st lowest home value out of 115 Missouri counties with data | 44th lowest rent out of 115
Median home value
$127,000
Purchase-price signal from Census ACS.
Median rent
$719/mo
Gross rent, including utilities where reported.
Monthly owner cost
$693/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
2.2x
Median home value divided by local household income.
Rent burden
27.0%
Below 30% usually screens as less pressured.
Rent vs own
$26/mo
Median owner cost screens below median rent.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower purchase price
$127,000 median home value is 19% below Missouri county median
Lower rent
$719/mo is 5% below Missouri county median
Rent burden below pressure line
27.00% of renter income goes to rent, below the 30% burden threshold.
Owning screens cheaper than renting
Median owner costs are $26/mo below median rent before individual mortgage terms.
What to Check
Tax rate needs attention
0.83% effective property-tax rate is 12% above Missouri county median
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Households weighing ownership against renting
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Macon County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $127,000 | $156,400 | $281,900 | 19% favorable19% below Missouri county median |
Median gross rent Lower usually helps affordability. | $719 | $754 | $1,163 | 5% favorable5% below Missouri county median |
Monthly owner cost Lower usually helps affordability. | $693 | $716 | $1,672 | Near state median3% below Missouri county median |
Median household income | $58,318 | $57,488 | $74,755 | Near state median1% above Missouri county median |
Effective property-tax rate Lower usually helps affordability. | 0.83% | 0.74% | 1.02% | 12% pressure12% above Missouri county median |
Rent burden Lower usually helps affordability. | 27.00% | 26.00% | N/A | Near state median27.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$29,558
Median income minus rent threshold.
Owner cushion
+$28,618
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Macon County offers affordable rental housing at a median of $719/month , about 14.8% of the typical household income here.
Rent vs own
At $719/month rent versus $693/month in owner costs, owning is roughly $26/month cheaper , a 4% difference.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,760/year. For owner costs at the 28% rule, the required income is roughly $29,700/year. With a median household income of $58,318, most households can comfortably afford rent here. Notably, 27.0% of renter households in Macon County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Monroe County where rent averages $667/month, Macon County is approximately 8% more expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Pike County, MO | $129,400 | $742/mo | Same-state comparison near $129,400 home value and $742/mo rent. |
| Holt County, MO | $122,300 | $702/mo | Same-state comparison near $122,300 home value and $702/mo rent. |
| Audrain County, MO | $121,600 | $698/mo | Same-state comparison near $121,600 home value and $698/mo rent. |
| Saline County, MO | $139,600 | $733/mo | Same-state comparison near $139,600 home value and $733/mo rent. |
| Vernon County, MO | $136,700 | $722/mo | Same-state comparison near $136,700 home value and $722/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Macon County
Is Macon County affordable for buying a home?
Is renting or owning cheaper in Macon County?
How much income do you need for housing in Macon County?
What should I double-check before moving to Macon County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.