Housing decision brief
Walker County, TX Housing Market
Walker County screens as a higher purchase price, rent that needs comparison, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
187th lowest home value out of 250 Texas counties with data | 150th lowest rent out of 246
Median home value
$207,900
Purchase-price signal from Census ACS.
Median rent
$986/mo
Gross rent, including utilities where reported.
Monthly owner cost
$882/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
4.2x
Median home value divided by local household income.
Rent burden
36.0%
At or above the 30% burden threshold.
Rent vs own
$104/mo
Median owner cost screens below median rent.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Owning screens cheaper than renting
Median owner costs are $104/mo below median rent before individual mortgage terms.
What to Check
Lower income base
$49,862 median income is 21% below Texas county median
Tax rate needs attention
1.11% effective property-tax rate is 11% above Texas county median
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Health context
Health score is 29.3 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Households weighing ownership against renting
Poor Fit For
- Households dependent on a deep local wage market
- Buyers focused only on purchase price and ignoring annual property tax
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Walker County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $207,900 | $158,050 | $281,900 | 32% pressure32% above Texas county median |
Median gross rent Lower usually helps affordability. | $986 | $928 | $1,163 | 6% pressure6% above Texas county median |
Monthly owner cost Lower usually helps affordability. | $882 | $753 | $1,672 | 17% pressure17% above Texas county median |
Median household income | $49,862 | $63,367 | $74,755 | 21% pressure21% below Texas county median |
Effective property-tax rate Lower usually helps affordability. | 1.11% | 1.00% | 1.02% | 11% pressure11% above Texas county median |
Rent burden Lower usually helps affordability. | 36.00% | 28.00% | N/A | 29% pressure36.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$10,422
Median income minus rent threshold.
Owner cushion
+$12,062
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
For renters in Walker County, the market is affordable. Expect to pay around $986/month in gross rent, with 36.0% of renter households considered cost-burdened.
Rent vs own
At $986/month rent versus $882/month in owner costs, owning is roughly $104/month cheaper , a 11% difference.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $39,440/year. For owner costs at the 28% rule, the required income is roughly $37,800/year. With a median household income of $49,862, most households can comfortably afford rent here. Notably, 36.0% of renter households in Walker County are cost-burdened, spending more than 30% of income on housing.
Regional context
Walker County sits 6% more expensive than Childress County ($934/month) in terms of median gross rent.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| San Jacinto County, TX | $183,100 | $1,018/mo | Same-state comparison near $183,100 home value and $1,018/mo rent. |
| Brewster County, TX | $216,000 | $768/mo | Same-state comparison near $216,000 home value and $768/mo rent. |
| Henderson County, TX | $189,600 | $978/mo | Same-state comparison near $189,600 home value and $978/mo rent. |
| Fannin County, TX | $213,500 | $994/mo | Same-state comparison near $213,500 home value and $994/mo rent. |
| Montague County, TX | $189,400 | $957/mo | Same-state comparison near $189,400 home value and $957/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Walker County
Is Walker County affordable for buying a home?
Is renting or owning cheaper in Walker County?
How much income do you need for housing in Walker County?
What should I double-check before moving to Walker County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.