Housing decision brief
Maverick County, TX Housing Market
Maverick County screens as a below-state purchase price, below-state rent, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
116th lowest home value out of 250 Texas counties with data | 51st lowest rent out of 246
Median home value
$151,500
Purchase-price signal from Census ACS.
Median rent
$789/mo
Gross rent, including utilities where reported.
Monthly owner cost
$728/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
3.0x
Median home value divided by local household income.
Rent burden
29.0%
Below 30% usually screens as less pressured.
Rent vs own
$61/mo
Median owner cost screens below median rent.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower purchase price
$151,500 median home value is 4% below Texas county median
Lower rent
$789/mo is 15% below Texas county median
Rent burden below pressure line
29.00% of renter income goes to rent, below the 30% burden threshold.
Owning screens cheaper than renting
Median owner costs are $61/mo below median rent before individual mortgage terms.
What to Check
Lower income base
$51,270 median income is 19% below Texas county median
Tax rate needs attention
1.39% effective property-tax rate is 39% above Texas county median
Health context
Health score is 8.4 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Households weighing ownership against renting
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Households dependent on a deep local wage market
- Buyers focused only on purchase price and ignoring annual property tax
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Maverick County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $151,500 | $158,050 | $281,900 | Near state median4% below Texas county median |
Median gross rent Lower usually helps affordability. | $789 | $928 | $1,163 | 15% favorable15% below Texas county median |
Monthly owner cost Lower usually helps affordability. | $728 | $753 | $1,672 | Near state median3% below Texas county median |
Median household income | $51,270 | $63,367 | $74,755 | 19% pressure19% below Texas county median |
Effective property-tax rate Lower usually helps affordability. | 1.39% | 1.00% | 1.02% | 39% pressure39% above Texas county median |
Rent burden Lower usually helps affordability. | 29.00% | 28.00% | N/A | Near state median29.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$19,710
Median income minus rent threshold.
Owner cushion
+$20,070
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Maverick County offers affordable rental housing at a median of $789/month , about 18.5% of the typical household income here.
Rent vs own
Renters in Maverick County pay $789/month on average, compared to $728/month for homeowners. This market favors buyers by about 8%.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,560/year. For owner costs at the 28% rule, the required income is roughly $31,200/year. With a median household income of $51,270, most households can comfortably afford rent here. Notably, 29.0% of renter households in Maverick County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Cochran County where rent averages $738/month, Maverick County is approximately 7% more expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Camp County, TX | $159,900 | $774/mo | Same-state comparison near $159,900 home value and $774/mo rent. |
| Houston County, TX | $155,100 | $873/mo | Same-state comparison near $155,100 home value and $873/mo rent. |
| Limestone County, TX | $154,400 | $835/mo | Same-state comparison near $154,400 home value and $835/mo rent. |
| Brown County, TX | $149,900 | $887/mo | Same-state comparison near $149,900 home value and $887/mo rent. |
| Nacogdoches County, TX | $158,200 | $923/mo | Same-state comparison near $158,200 home value and $923/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Maverick County
Is Maverick County affordable for buying a home?
Is renting or owning cheaper in Maverick County?
How much income do you need for housing in Maverick County?
What should I double-check before moving to Maverick County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.