Housing decision brief
La Salle County, TX Housing Market
La Salle County screens as a below-state purchase price, below-state rent, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
36th lowest home value out of 250 Texas counties with data | 60th lowest rent out of 249
Median home value
$97,800
Purchase-price signal from Census ACS.
Median rent
$819/mo
Gross rent, including utilities where reported.
Monthly owner cost
$635/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
1.7x
Median home value divided by local household income.
Rent burden
22.0%
Below 30% usually screens as less pressured.
Rent vs own
$184/mo
Median owner cost screens below median rent.
Data confidence
3 notes
Home-value estimate has a $35,801 ACS margin of error.
What Works
Lower purchase price
$97,800 median home value is 42% below Texas county median
Lower rent
$819/mo is 14% below Texas county median
Rent burden below pressure line
22.00% of renter income goes to rent, below the 30% burden threshold.
Owning screens cheaper than renting
Median owner costs are $184/mo below median rent before individual mortgage terms.
Low disaster-risk signal
Risk score is 77.5 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Lower income base
$57,716 median income is 11% below Texas county median
Tax rate needs attention
1.47% effective property-tax rate is 47% above Texas county median
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Health context
Health score is 10.5 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Renters trying to keep rent below the burden threshold
- Households weighing ownership against renting
- Long-term owners who care about disaster-risk exposure
Poor Fit For
- Households dependent on a deep local wage market
- Buyers focused only on purchase price and ignoring annual property tax
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where La Salle County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $97,800 | $169,250 | $281,900 | 42% favorable42% below Texas county median |
Median gross rent Lower usually helps affordability. | $819 | $957 | $1,163 | 14% favorable14% below Texas county median |
Monthly owner cost Lower usually helps affordability. | $635 | $786 | $1,672 | 19% favorable19% below Texas county median |
Median household income | $57,716 | $65,035 | $74,755 | 11% pressure11% below Texas county median |
Effective property-tax rate Lower usually helps affordability. | 1.47% | 1.00% | 1.02% | 47% pressure47% above Texas county median |
Rent burden Lower usually helps affordability. | 22.00% | 27.70% | N/A | 21% favorable22.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$24,956
Median income minus rent threshold.
Owner cushion
+$30,502
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
La Salle County is unknown for renters, with a median gross rent of N/A/month. The rent burden (GRAPI) stands at 9.0%.
Rent vs own
La Salle County has incomplete rent-vs-own data. Median gross rent is N/A/month and median monthly owner cost is $659/month.
Income needed
For owner costs at the 28% rule, the required income is roughly $28,243/year. Notably, 9.0% of renter households in La Salle County are cost-burdened, spending more than 30% of income on housing.
Regional context
Rental cost data for La Salle County is unavailable for regional comparisons.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Donley County, TX | $96,400 | $780/mo | Same-state comparison near $96,400 home value and $780/mo rent. |
| Refugio County, TX | $99,000 | $795/mo | Same-state comparison near $99,000 home value and $795/mo rent. |
| Jones County, TX | $96,500 | $866/mo | Same-state comparison near $96,500 home value and $866/mo rent. |
| Haskell County, TX | $98,700 | $782/mo | Same-state comparison near $98,700 home value and $782/mo rent. |
| Castro County, TX | $95,000 | $896/mo | Same-state comparison near $95,000 home value and $896/mo rent. |
Data Confidence
- Home-value estimate has a $35,801 ACS margin of error.
- Crime coverage is partial, so safety comparisons need source context.
- Water-quality monitoring is based on 2 active sites in recent WQP data.
Next Checks
Housing Questions for La Salle County
Is La Salle County affordable for buying a home?
Is renting or owning cheaper in La Salle County?
How much income do you need for housing in La Salle County?
What should I double-check before moving to La Salle County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.