Housing decision brief
Kimble County, TX Housing Market
Kimble County screens as a higher purchase price, below-state rent, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
150th lowest home value out of 250 Texas counties with data | 53rd lowest rent out of 246
Median home value
$173,100
Purchase-price signal from Census ACS.
Median rent
$795/mo
Gross rent, including utilities where reported.
Monthly owner cost
$705/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
2.6x
Median home value divided by local household income.
Rent burden
24.0%
Below 30% usually screens as less pressured.
Rent vs own
$90/mo
Median owner cost screens below median rent.
Data confidence
2 notes
Home-value estimate has a $40,227 ACS margin of error.
What Works
Lower rent
$795/mo is 14% below Texas county median
Rent burden below pressure line
24.00% of renter income goes to rent, below the 30% burden threshold.
Owning screens cheaper than renting
Median owner costs are $90/mo below median rent before individual mortgage terms.
What to Check
Tax rate needs attention
1.26% effective property-tax rate is 26% above Texas county median
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Health context
Health score is 36.6 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Wide home-value margin
The ACS margin of error on home value is $40,227, so exact rankings should be read as directional.
Best Fit For
- Buyers comparing homes to local incomes
- Renters trying to keep rent below the burden threshold
- Households weighing ownership against renting
Poor Fit For
- Buyers focused only on purchase price and ignoring annual property tax
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Kimble County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $173,100 | $158,050 | $281,900 | 10% pressure10% above Texas county median |
Median gross rent Lower usually helps affordability. | $795 | $928 | $1,163 | 14% favorable14% below Texas county median |
Monthly owner cost Lower usually helps affordability. | $705 | $753 | $1,672 | 6% favorable6% below Texas county median |
Median household income | $65,703 | $63,367 | $74,755 | Near state median4% above Texas county median |
Effective property-tax rate Lower usually helps affordability. | 1.26% | 1.00% | 1.02% | 26% pressure26% above Texas county median |
Rent burden Lower usually helps affordability. | 24.00% | 28.00% | N/A | 14% favorable24.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$33,903
Median income minus rent threshold.
Owner cushion
+$35,489
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Housing in Kimble County is affordable. The median rent is $795/month against a median household income of $65,703, putting rent at 14.5% of income.
Rent vs own
The median rent in Kimble County is $795/month, while owner costs run $705/month. Owning saves approximately $90/month.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,800/year. For owner costs at the 28% rule, the required income is roughly $30,214/year. With a median household income of $65,703, most households can comfortably afford rent here. Notably, 24.0% of renter households in Kimble County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Bailey County where rent averages $744/month, Kimble County is approximately 7% more expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Robertson County, TX | $172,700 | $773/mo | Same-state comparison near $172,700 home value and $773/mo rent. |
| Roberts County, TX | $176,800 | $769/mo | Same-state comparison near $176,800 home value and $769/mo rent. |
| Leon County, TX | $177,400 | $798/mo | Same-state comparison near $177,400 home value and $798/mo rent. |
| Reagan County, TX | $163,700 | $806/mo | Same-state comparison near $163,700 home value and $806/mo rent. |
| Archer County, TX | $175,300 | $766/mo | Same-state comparison near $175,300 home value and $766/mo rent. |
Data Confidence
- Home-value estimate has a $40,227 ACS margin of error.
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Kimble County
Is Kimble County affordable for buying a home?
Is renting or owning cheaper in Kimble County?
How much income do you need for housing in Kimble County?
What should I double-check before moving to Kimble County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.