Housing decision brief
Atchison County, MO Housing Market
Atchison County screens as a below-state purchase price, below-state rent, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
8th lowest home value out of 115 Missouri counties with data | 12th lowest rent out of 115
Median home value
$100,600
Purchase-price signal from Census ACS.
Median rent
$595/mo
Gross rent, including utilities where reported.
Monthly owner cost
$619/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
1.7x
Median home value divided by local household income.
Rent burden
18.0%
Below 30% usually screens as less pressured.
Rent vs own
$24/mo
Median rent screens below owner cost.
Data confidence
2 notes
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower purchase price
$100,600 median home value is 36% below Missouri county median
Lower rent
$595/mo is 21% below Missouri county median
Rent burden below pressure line
18.00% of renter income goes to rent, below the 30% burden threshold.
Low disaster-risk signal
Risk score is 78.3 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Tax rate needs attention
1.17% effective property-tax rate is 59% above Missouri county median
Health context
Health score is 36.7 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Renters trying to keep rent below the burden threshold
- Long-term owners who care about disaster-risk exposure
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Buyers focused only on purchase price and ignoring annual property tax
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Atchison County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $100,600 | $156,400 | $281,900 | 36% favorable36% below Missouri county median |
Median gross rent Lower usually helps affordability. | $595 | $754 | $1,163 | 21% favorable21% below Missouri county median |
Monthly owner cost Lower usually helps affordability. | $619 | $716 | $1,672 | 14% favorable14% below Missouri county median |
Median household income | $59,260 | $57,488 | $74,755 | Near state median3% above Missouri county median |
Effective property-tax rate Lower usually helps affordability. | 1.17% | 0.74% | 1.02% | 59% pressure59% above Missouri county median |
Rent burden Lower usually helps affordability. | 18.00% | 26.00% | N/A | 31% favorable18.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$35,460
Median income minus rent threshold.
Owner cushion
+$32,731
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Atchison County offers affordable rental housing at a median of $595/month , about 12.0% of the typical household income here.
Rent vs own
Renters in Atchison County pay $595/month on average, compared to $619/month for homeowners. This market favors renters by about 4%.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $23,800/year. For owner costs at the 28% rule, the required income is roughly $26,529/year. With a median household income of $59,260, most households can comfortably afford rent here. Notably, 18.0% of renter households in Atchison County are cost-burdened, spending more than 30% of income on housing.
Regional context
Within Missouri, Atchison County is less affordable than Texas County by roughly 8% ($595/mo vs $647/mo).
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Mercer County, MO | $95,300 | $548/mo | Same-state comparison near $95,300 home value and $548/mo rent. |
| Putnam County, MO | $111,600 | $575/mo | Same-state comparison near $111,600 home value and $575/mo rent. |
| Linn County, MO | $117,300 | $612/mo | Same-state comparison near $117,300 home value and $612/mo rent. |
| Sullivan County, MO | $103,300 | $692/mo | Same-state comparison near $103,300 home value and $692/mo rent. |
| Knox County, MO | $97,200 | $661/mo | Same-state comparison near $97,200 home value and $661/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
- Water-quality monitoring is based on 2 active sites in recent WQP data.
Next Checks
Housing Questions for Atchison County
Is Atchison County affordable for buying a home?
Is renting or owning cheaper in Atchison County?
How much income do you need for housing in Atchison County?
What should I double-check before moving to Atchison County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.