Housing decision brief
Robertson County, KY Housing Market
Robertson County screens as a below-state purchase price, below-state rent, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
47th lowest home value out of 120 Kentucky counties with data | 7th lowest rent out of 120
Median home value
$123,400
Purchase-price signal from Census ACS.
Median rent
$543/mo
Gross rent, including utilities where reported.
Monthly owner cost
$742/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
2.4x
Median home value divided by local household income.
Rent burden
13.0%
Below 30% usually screens as less pressured.
Rent vs own
$199/mo
Median rent screens below owner cost.
Data confidence
2 notes
Home-value estimate has a $58,525 ACS margin of error.
What Works
Lower purchase price
$123,400 median home value is 11% below Kentucky county median
Lower rent
$543/mo is 28% below Kentucky county median
Rent burden below pressure line
13.00% of renter income goes to rent, below the 30% burden threshold.
Low disaster-risk signal
Risk score is 98.4 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Lower income base
$52,337 median income is 5% below Kentucky county median
Health context
Health score is 34.3 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Wide home-value margin
The ACS margin of error on home value is $58,525, so exact rankings should be read as directional.
Best Fit For
- Buyers comparing homes to local incomes
- Renters trying to keep rent below the burden threshold
- Long-term owners who care about disaster-risk exposure
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Households dependent on a deep local wage market
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Robertson County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $123,400 | $138,300 | $281,900 | 11% favorable11% below Kentucky county median |
Median gross rent Lower usually helps affordability. | $543 | $756 | $1,163 | 28% favorable28% below Kentucky county median |
Monthly owner cost Lower usually helps affordability. | $742 | $691 | $1,672 | 7% pressure7% above Kentucky county median |
Median household income | $52,337 | $55,017 | $74,755 | 5% pressure5% below Kentucky county median |
Effective property-tax rate Lower usually helps affordability. | 0.67% | 1.00% | 1.02% | 33% favorable33% below Kentucky county median |
Rent burden Lower usually helps affordability. | 13.00% | 27.00% | N/A | 52% favorable13.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$30,617
Median income minus rent threshold.
Owner cushion
+$20,537
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Housing in Robertson County is affordable. The median rent is $543/month against a median household income of $52,337, putting rent at 12.5% of income.
Rent vs own
The median rent in Robertson County is $543/month, while owner costs run $742/month. Renting saves approximately $199/month.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $21,720/year. For owner costs at the 28% rule, the required income is roughly $31,800/year. With a median household income of $52,337, most households can comfortably afford rent here. Notably, 13.0% of renter households in Robertson County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Bath County where rent averages $600/month, Robertson County is approximately 10% less expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Bath County, KY | $111,800 | $600/mo | Same-state comparison near $111,800 home value and $600/mo rent. |
| Nicholas County, KY | $119,600 | $654/mo | Same-state comparison near $119,600 home value and $654/mo rent. |
| Monroe County, KY | $116,300 | $629/mo | Same-state comparison near $116,300 home value and $629/mo rent. |
| Metcalfe County, KY | $103,100 | $549/mo | Same-state comparison near $103,100 home value and $549/mo rent. |
| Muhlenberg County, KY | $121,300 | $712/mo | Same-state comparison near $121,300 home value and $712/mo rent. |
Data Confidence
- Home-value estimate has a $58,525 ACS margin of error.
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Robertson County
Is Robertson County affordable for buying a home?
Is renting or owning cheaper in Robertson County?
How much income do you need for housing in Robertson County?
What should I double-check before moving to Robertson County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.