Home/Kentucky/Cumberland County

Cumberland County Housing Market

Kentucky · 120 counties · Ranked #789 in home value

Below National Avg

Housing at a Glance

Median Home Value

$128,600

vs national$128,600 vs $281,900 national

Median Gross Rent

$553/mo

vs national$553 vs $1,163 national

Effective Tax Rate

0.61%

vs national0.61% vs 1.02% national

Median Household Income

$39,662

vs national$39,662 vs $74,755 national

Affordability Ratio

3.2x

Home value ÷ income. <3 = affordable, >5 = expensive.

Rent Burden

23.0%

% of income spent on rent. >30% = burdened.

More Housing Data

Property Tax (Median)

$786

Tax as % of Home Value

0.61%

Monthly Owner Cost

$485

Renter Income

$23,611

Take Action

Property Tax

Lower Your Property Tax

Ownwell can help you appeal your property tax assessment. Average savings: $$118+/year.

Mortgage

Compare Mortgage Rates

See current mortgage rates from multiple lenders. Shop and compare to find your best rate.

Home Search

Browse Homes on Zillow

Search active listings in Cumberland County. See photos, prices, and open house dates.

Similar Counties by Home Value

Explore Related Data

Frequently Asked Questions

What is the median home value in Cumberland County?

The median home value in Cumberland County is $128,600. This is below the national median of $281,900.

How much is rent in Cumberland County?

The median gross rent in Cumberland County is $553 per month.

What is the property tax rate in Cumberland County?

The effective property tax rate in Cumberland County is 0.61%. The median annual property tax bill is $786.

Is Cumberland County affordable?

With a home-value-to-income ratio of 3.2x, Cumberland County is moderately affordable compared to the recommended 3-4x guideline.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.