Housing decision brief
Maui County, HI Housing Market
Maui County screens as a higher purchase price, rent that needs comparison, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
3rd lowest home value out of 4 Hawaii counties with data | 4th lowest rent out of 5
Median home value
$858,600
Purchase-price signal from Census ACS.
Median rent
$1,863/mo
Gross rent, including utilities where reported.
Monthly owner cost
$2,025/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
9.0x
Median home value divided by local household income.
Rent burden
32.0%
At or above the 30% burden threshold.
Rent vs own
$162/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
No signal
No strong positive housing signal was available in the current dataset.
What to Check
Tax rate needs attention
0.17% effective property-tax rate is No Hawaii county median comparison available
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- No strong fit signal was available in the current dataset.
Poor Fit For
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Maui County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $858,600 | $838,250 | $281,900 | Near state median2% above Hawaii county median |
Median gross rent Lower usually helps affordability. | $1,863 | $1,810 | $1,163 | Near state median3% above Hawaii county median |
Monthly owner cost Lower usually helps affordability. | $2,025 | $1,930 | $1,672 | 5% pressure5% above Hawaii county median |
Median household income | $95,076 | $93,612 | $74,755 | Near state median2% above Hawaii county median |
Effective property-tax rate Lower usually helps affordability. | 0.17% | 0.00% | 1.02% | Needs dataNo Hawaii county median comparison available |
Rent burden Lower usually helps affordability. | 32.00% | 30.00% | N/A | 7% pressure32.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$20,556
Median income minus rent threshold.
Owner cushion
+$8,290
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Housing in Maui County is affordable. The median rent is $1,863/month against a median household income of $95,076, putting rent at 23.5% of income.
Rent vs own
Renters in Maui County pay $1,863/month on average, compared to $2,025/month for homeowners. This market favors renters by about 8%.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $74,520/year. For owner costs at the 28% rule, the required income is roughly $86,786/year. With a median household income of $95,076, most households can comfortably afford rent here. Notably, 32.0% of renter households in Maui County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Kauai County where rent averages $1,810/month, Maui County is approximately 3% more expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Kauai County, HI | $817,900 | $1,810/mo | Same-state comparison near $817,900 home value and $1,810/mo rent. |
| Honolulu County, HI | $873,000 | $2,054/mo | Same-state comparison near $873,000 home value and $2,054/mo rent. |
| Summit County, CO | $850,700 | $1,851/mo | Out-of-state peer near $850,700 home value and $1,851/mo rent. |
| San Luis Obispo County, CA | $777,200 | $1,899/mo | Out-of-state peer near $777,200 home value and $1,899/mo rent. |
| Los Angeles County, CA | $783,300 | $1,893/mo | Out-of-state peer near $783,300 home value and $1,893/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Maui County
Is Maui County affordable for buying a home?
Is renting or owning cheaper in Maui County?
How much income do you need for housing in Maui County?
What should I double-check before moving to Maui County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.