homesbycounty

County housing intelligence

Hawaii Housing Market by County

Hawaii is not one housing market. Across 5 counties, the median county home value is $838,250 and the median county rent is $1,810/mo. The useful question is not whether Hawaii is cheap. It is which county fits your income, tax tolerance, and buy-versus-rent plan.

County median home value

$838,250

Median of county medians, less distorted by the largest metros.

County median rent

$1,810/mo

Gross rent includes rent plus utilities where Census reports it.

Counties compared

5

Every county with available ACS housing data in this state.

Market brief

The state-level housing signal

These benchmarks use the median county in the state, not one metro-weighted average. That makes the brief better for county comparison and rural-to-urban screening.

Purchase price

State county median vs national benchmark

197% pressure
State$838,250
U.S.$281,900

Rent

State county median vs national benchmark

56% pressure
State$1,810
U.S.$1,163

Owner cost

State county median vs national benchmark

15% pressure
State$1,930
U.S.$1,672

Income base

State county median vs national benchmark

25% better
State$93,612
U.S.$74,755

Tax rate

State county median vs national benchmark

100% better
State0.00%
U.S.1.02%

The Hawaii Pattern

These are the signals a statewide average hides. Start here before choosing counties to compare.

Price geography

Honolulu County, Maui County, Kauai County sit at the top of the purchase market, while Hawaii County, Kauai County, Maui County anchor the lower-cost end.

Rent reality

Honolulu County, Maui County, Kauai County lead on rent, while Kalawao County, Hawaii County, Kauai County show where monthly lease costs are lowest.

Decision lens

Hawaii County, Honolulu County, Kauai County screen best for purchase affordability when home values are measured against local household income.

Best Counties by Housing Goal

Different households need different rankings. Price alone is not enough, so these groups compare rent, income, owner costs, and tax exposure.

Cheapest to buy

Lowest median home values. Useful for purchase-price screening.

Best buy affordability

Lowest home-value-to-income ratios. Better than price alone.

  1. 1. Hawaii County

    6.3x home-value-to-income

  2. 2. Honolulu County

    8.4x home-value-to-income

  3. 3. Kauai County

    8.7x home-value-to-income

  4. 4. Maui County

    9.0x home-value-to-income

Cheapest to rent

Lowest median gross rent among counties with ACS rent data.

Lowest rent burden

Where typical renters spend the smallest share of income on rent.

  1. 1. Kalawao County

    25.0% rent burden

  2. 2. Kauai County

    29.0% rent burden

  3. 3. Hawaii County

    30.0% rent burden

  4. 4. Maui County

    32.0% rent burden

  5. 5. Honolulu County

    33.0% rent burden

Lowest tax-rate signal

Lowest effective property-tax rates in the state data.

  1. 1. Maui County

    0.17% effective tax rate

  2. 2. Kauai County

    0.23% effective tax rate

  3. 3. Honolulu County

    0.28% effective tax rate

  4. 4. Hawaii County

    0.29% effective tax rate

Owner-cost advantage

Counties where median owner costs are furthest below median rent.

  1. 1. Hawaii County

    $215/mo cheaper to own than rent

  2. 2. Kauai County

    $-24/mo cheaper to own than rent

  3. 3. Maui County

    $-162/mo cheaper to own than rent

  4. 4. Honolulu County

    $-182/mo cheaper to own than rent

Income-backed value

Higher-income counties that still hold a reasonable value-to-income profile.

  1. 1. Honolulu County

    $104,264 income, 8.4x value-to-income

  2. 2. Hawaii County

    $77,215 income, 6.3x value-to-income

  3. 3. Kauai County

    $93,612 income, 8.7x value-to-income

  4. 4. Maui County

    $95,076 income, 9.0x value-to-income

Tradeoffs to Check

The best page is not the one that crowns a winner. It is the one that shows where a county can surprise you after the headline price looks attractive.

SignalCountyWhat it means
Cheap price, weaker income baseHawaii County

$486,400 home value, $77,215 income

Low purchase prices can still feel tight when local wages are also low.
Affordable homes, higher tax rateHawaii County

$486,400 home value, 0.29% tax rate

A low home price can be offset by the annual property-tax bill.
Renter pressureHonolulu County

$2,054/mo rent, 33.00% rent burden

Monthly rent alone does not show whether renters can comfortably absorb the cost.
Expensive, but income-supportedHonolulu County

$873,000 home value, $104,264 income

Some high-price counties also have stronger incomes, so affordability depends on both sides of the equation.

Compare Every Hawaii County

Sorted by home-value-to-income ratio so the first rows are not just cheap counties, but counties where purchase prices look smaller relative to local income.

Swipe sideways to compare all metrics.
CountyHome ValueRentIncomeValue/IncomeTax Rate
Hawaii County$486,400$1,411/mo$77,215
6.3x
0.29%
Honolulu County$873,000$2,054/mo$104,264
8.4x
0.28%
Kauai County$817,900$1,810/mo$93,612
8.7x
0.23%
Maui County$858,600$1,863/mo$95,076
9.0x
0.17%
Kalawao CountyN/A$1,300/mo$86,250
N/A
N/A

Questions This Page Answers

Each answer is generated from the current county dataset, so it changes when the underlying ACS data changes.

What is the typical home value in Hawaii by county?
The median county home value in Hawaii is $838,250. County medians vary widely, so the best comparison is county-to-county rather than one statewide average.
What is the typical rent in Hawaii by county?
The median county rent in Hawaii is $1,810/mo. The lowest-rent counties in the current data include Kalawao County, Hawaii County, Kauai County.
Which Hawaii counties are most affordable to buy in?
Hawaii County, Honolulu County, Kauai County have some of the lowest home-value-to-income ratios in Hawaii, which makes them stronger purchase-affordability screens than home value alone.
Why do cheap counties still need a closer look?
A low home value can come with lower local income, higher property-tax rates, weaker services, or thin data coverage. Check price, rent burden, income, and tax rate together before comparing counties.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.