Housing decision brief
Wilcox County, GA Housing Market
Wilcox County screens as a below-state purchase price, below-state rent, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
10th lowest home value out of 159 Georgia counties with data | 9th lowest rent out of 159
Median home value
$87,600
Purchase-price signal from Census ACS.
Median rent
$610/mo
Gross rent, including utilities where reported.
Monthly owner cost
$489/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
1.6x
Median home value divided by local household income.
Rent burden
29.0%
Below 30% usually screens as less pressured.
Rent vs own
$121/mo
Median owner cost screens below median rent.
Data confidence
2 notes
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower purchase price
$87,600 median home value is 49% below Georgia county median
Lower rent
$610/mo is 31% below Georgia county median
Rent burden below pressure line
29.00% of renter income goes to rent, below the 30% burden threshold.
Owning screens cheaper than renting
Median owner costs are $121/mo below median rent before individual mortgage terms.
Low disaster-risk signal
Risk score is 86.9 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Lower income base
$54,138 median income is 7% below Georgia county median
Health context
Health score is 16.7 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Households weighing ownership against renting
- Long-term owners who care about disaster-risk exposure
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Households dependent on a deep local wage market
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Wilcox County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $87,600 | $170,200 | $281,900 | 49% favorable49% below Georgia county median |
Median gross rent Lower usually helps affordability. | $610 | $879 | $1,163 | 31% favorable31% below Georgia county median |
Monthly owner cost Lower usually helps affordability. | $489 | $811 | $1,672 | 40% favorable40% below Georgia county median |
Median household income | $54,138 | $58,239 | $74,755 | 7% pressure7% below Georgia county median |
Effective property-tax rate Lower usually helps affordability. | 0.91% | 1.00% | 1.02% | 9% favorable9% below Georgia county median |
Rent burden Lower usually helps affordability. | 29.00% | 28.70% | N/A | Near state median29.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$29,738
Median income minus rent threshold.
Owner cushion
+$33,181
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Wilcox County is affordable for renters, with a median gross rent of $612/month representing approximately 15.3% of median household income. The rent burden (GRAPI) stands at 28.0%.
Rent vs own
At $612/month rent versus $448/month in owner costs, owning is roughly $164/month cheaper , a 27% difference.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $24,480/year. For owner costs at the 28% rule, the required income is roughly $19,200/year. With a median household income of $48,036, most households can comfortably afford rent here. Notably, 28.0% of renter households in Wilcox County are cost-burdened, spending more than 30% of income on housing.
Regional context
Wilcox County sits 8% less expensive than Webster County ($663/month) in terms of median gross rent.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Johnson County, GA | $94,900 | $647/mo | Same-state comparison near $94,900 home value and $647/mo rent. |
| Webster County, GA | $82,600 | $658/mo | Same-state comparison near $82,600 home value and $658/mo rent. |
| Taylor County, GA | $87,700 | $630/mo | Same-state comparison near $87,700 home value and $630/mo rent. |
| Clay County, GA | $94,400 | $536/mo | Same-state comparison near $94,400 home value and $536/mo rent. |
| Taliaferro County, GA | $68,900 | $638/mo | Same-state comparison near $68,900 home value and $638/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
- Water-quality monitoring is based on 1 active site in recent WQP data.
Next Checks
Housing Questions for Wilcox County
Is Wilcox County affordable for buying a home?
Is renting or owning cheaper in Wilcox County?
How much income do you need for housing in Wilcox County?
What should I double-check before moving to Wilcox County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.