Housing decision brief
Talbot County, GA Housing Market
Talbot County screens as a below-state purchase price, below-state rent, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
38th lowest home value out of 159 Georgia counties with data | 61st lowest rent out of 159
Median home value
$117,100
Purchase-price signal from Census ACS.
Median rent
$816/mo
Gross rent, including utilities where reported.
Monthly owner cost
$825/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
2.8x
Median home value divided by local household income.
Rent burden
33.2%
At or above the 30% burden threshold.
Rent vs own
$9/mo
Median rent screens below owner cost.
Data confidence
2 notes
Home-value estimate has a $24,079 ACS margin of error.
What Works
Lower purchase price
$117,100 median home value is 31% below Georgia county median
Lower rent
$816/mo is 7% below Georgia county median
Low disaster-risk signal
Risk score is 97.2 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Lower income base
$41,597 median income is 29% below Georgia county median
Tax rate needs attention
1.16% effective property-tax rate is 16% above Georgia county median
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Health context
Health score is 20.2 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Long-term owners who care about disaster-risk exposure
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Households dependent on a deep local wage market
- Buyers focused only on purchase price and ignoring annual property tax
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Talbot County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $117,100 | $170,200 | $281,900 | 31% favorable31% below Georgia county median |
Median gross rent Lower usually helps affordability. | $816 | $879 | $1,163 | 7% favorable7% below Georgia county median |
Monthly owner cost Lower usually helps affordability. | $825 | $811 | $1,672 | Near state median2% above Georgia county median |
Median household income | $41,597 | $58,239 | $74,755 | 29% pressure29% below Georgia county median |
Effective property-tax rate Lower usually helps affordability. | 1.16% | 1.00% | 1.02% | 16% pressure16% above Georgia county median |
Rent burden Lower usually helps affordability. | 33.20% | 28.70% | N/A | 16% pressure33.20% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$8,957
Median income minus rent threshold.
Owner cushion
+$6,240
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Talbot County offers moderately affordable rental housing at a median of $950/month , about 25.3% of the typical household income here.
Rent vs own
Renters in Talbot County pay $950/month on average, compared to $837/month for homeowners. This market favors buyers by about 12%.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $38,000/year. For owner costs at the 28% rule, the required income is roughly $35,871/year. With a median household income of $45,098, most households can comfortably afford rent here. Notably, 36.0% of renter households in Talbot County are cost-burdened, spending more than 30% of income on housing.
Regional context
Talbot County sits 6% more expensive than Meriwether County ($899/month) in terms of median gross rent.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Sumter County, GA | $120,200 | $857/mo | Same-state comparison near $120,200 home value and $857/mo rent. |
| Washington County, GA | $112,500 | $858/mo | Same-state comparison near $112,500 home value and $858/mo rent. |
| Terrell County, GA | $118,400 | $745/mo | Same-state comparison near $118,400 home value and $745/mo rent. |
| Colquitt County, GA | $121,400 | $818/mo | Same-state comparison near $121,400 home value and $818/mo rent. |
| Ben Hill County, GA | $112,700 | $688/mo | Same-state comparison near $112,700 home value and $688/mo rent. |
Data Confidence
- Home-value estimate has a $24,079 ACS margin of error.
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Talbot County
Is Talbot County affordable for buying a home?
Is renting or owning cheaper in Talbot County?
How much income do you need for housing in Talbot County?
What should I double-check before moving to Talbot County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.