Housing decision brief
Grady County, GA Housing Market
Grady County screens as a below-state purchase price, below-state rent, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
67th lowest home value out of 159 Georgia counties with data | 62nd lowest rent out of 159
Median home value
$136,500
Purchase-price signal from Census ACS.
Median rent
$789/mo
Gross rent, including utilities where reported.
Monthly owner cost
$808/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
2.5x
Median home value divided by local household income.
Rent burden
28.0%
Below 30% usually screens as less pressured.
Rent vs own
$19/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower purchase price
$136,500 median home value is 15% below Georgia county median
Lower rent
$789/mo is 7% below Georgia county median
Rent burden below pressure line
28.00% of renter income goes to rent, below the 30% burden threshold.
What to Check
Lower income base
$54,312 median income is 3% below Georgia county median
Tax rate needs attention
0.98% effective property-tax rate is 10% above Georgia county median
Health context
Health score is 22.5 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Households dependent on a deep local wage market
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Grady County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $136,500 | $161,000 | $281,900 | 15% favorable15% below Georgia county median |
Median gross rent Lower usually helps affordability. | $789 | $847 | $1,163 | 7% favorable7% below Georgia county median |
Monthly owner cost Lower usually helps affordability. | $808 | $786 | $1,672 | Near state median3% above Georgia county median |
Median household income | $54,312 | $55,714 | $74,755 | Near state median3% below Georgia county median |
Effective property-tax rate Lower usually helps affordability. | 0.98% | 0.89% | 1.02% | 10% pressure10% above Georgia county median |
Rent burden Lower usually helps affordability. | 28.00% | 28.00% | N/A | Near state median28.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$22,752
Median income minus rent threshold.
Owner cushion
+$19,683
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Housing in Grady County is affordable. The median rent is $789/month against a median household income of $54,312, putting rent at 17.4% of income.
Rent vs own
At $789/month rent versus $808/month in owner costs, renting is roughly $19/month cheaper , a 2% difference.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,560/year. For owner costs at the 28% rule, the required income is roughly $34,629/year. With a median household income of $54,312, most households can comfortably afford rent here. Notably, 28.0% of renter households in Grady County are cost-burdened, spending more than 30% of income on housing.
Regional context
Within Georgia, Grady County is less affordable than Union County by roughly 6% ($789/mo vs $842/mo).
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Early County, GA | $130,100 | $774/mo | Same-state comparison near $130,100 home value and $774/mo rent. |
| Tift County, GA | $143,100 | $799/mo | Same-state comparison near $143,100 home value and $799/mo rent. |
| Bleckley County, GA | $132,900 | $765/mo | Same-state comparison near $132,900 home value and $765/mo rent. |
| Pierce County, GA | $132,100 | $794/mo | Same-state comparison near $132,100 home value and $794/mo rent. |
| Laurens County, GA | $137,400 | $769/mo | Same-state comparison near $137,400 home value and $769/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Grady County
Is Grady County affordable for buying a home?
Is renting or owning cheaper in Grady County?
How much income do you need for housing in Grady County?
What should I double-check before moving to Grady County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.