Housing decision brief
Clinch County, GA Housing Market
Clinch County screens as a below-state purchase price, below-state rent, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
11th lowest home value out of 159 Georgia counties with data | 1st lowest rent out of 159
Median home value
$86,300
Purchase-price signal from Census ACS.
Median rent
$505/mo
Gross rent, including utilities where reported.
Monthly owner cost
$663/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
1.6x
Median home value divided by local household income.
Rent burden
20.0%
Below 30% usually screens as less pressured.
Rent vs own
$158/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower purchase price
$86,300 median home value is 46% below Georgia county median
Lower rent
$505/mo is 40% below Georgia county median
Rent burden below pressure line
20.00% of renter income goes to rent, below the 30% burden threshold.
Low disaster-risk signal
Risk score is 79.3 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Lower income base
$55,549 median income is At the Georgia county median
Tax rate needs attention
1.40% effective property-tax rate is 57% above Georgia county median
Health context
Health score is 5.7 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Renters trying to keep rent below the burden threshold
- Long-term owners who care about disaster-risk exposure
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Households dependent on a deep local wage market
- Buyers focused only on purchase price and ignoring annual property tax
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Clinch County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $86,300 | $161,000 | $281,900 | 46% favorable46% below Georgia county median |
Median gross rent Lower usually helps affordability. | $505 | $847 | $1,163 | 40% favorable40% below Georgia county median |
Monthly owner cost Lower usually helps affordability. | $663 | $786 | $1,672 | 16% favorable16% below Georgia county median |
Median household income | $55,549 | $55,714 | $74,755 | Near state medianAt the Georgia county median |
Effective property-tax rate Lower usually helps affordability. | 1.40% | 0.89% | 1.02% | 57% pressure57% above Georgia county median |
Rent burden Lower usually helps affordability. | 20.00% | 28.00% | N/A | 29% favorable20.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$35,349
Median income minus rent threshold.
Owner cushion
+$27,135
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Clinch County offers affordable rental housing at a median of $505/month , about 10.9% of the typical household income here.
Rent vs own
At $505/month rent versus $663/month in owner costs, renting is roughly $158/month cheaper , a 24% difference.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $20,200/year. For owner costs at the 28% rule, the required income is roughly $28,414/year. With a median household income of $55,549, most households can comfortably afford rent here. Notably, 20.0% of renter households in Clinch County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Clay County where rent averages $578/month, Clinch County is approximately 13% less expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Calhoun County, GA | $82,200 | $638/mo | Same-state comparison near $82,200 home value and $638/mo rent. |
| Clay County, GA | $92,500 | $578/mo | Same-state comparison near $92,500 home value and $578/mo rent. |
| Johnson County, GA | $91,200 | $661/mo | Same-state comparison near $91,200 home value and $661/mo rent. |
| Twiggs County, GA | $104,500 | $618/mo | Same-state comparison near $104,500 home value and $618/mo rent. |
| Gallatin County, IL | $84,700 | $500/mo | Out-of-state peer near $84,700 home value and $500/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Clinch County
Is Clinch County affordable for buying a home?
Is renting or owning cheaper in Clinch County?
How much income do you need for housing in Clinch County?
What should I double-check before moving to Clinch County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.