Housing decision brief
Chattahoochee County, GA Housing Market
Chattahoochee County screens as a below-state purchase price, rent that needs comparison, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
26th lowest home value out of 159 Georgia counties with data | 139th lowest rent out of 159
Median home value
$99,800
Purchase-price signal from Census ACS.
Median rent
$1,235/mo
Gross rent, including utilities where reported.
Monthly owner cost
$648/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
1.7x
Median home value divided by local household income.
Rent burden
24.0%
Below 30% usually screens as less pressured.
Rent vs own
$587/mo
Median owner cost screens below median rent.
Data confidence
3 notes
Home-value estimate has a $66,366 ACS margin of error.
What Works
Lower purchase price
$99,800 median home value is 38% below Georgia county median
Rent burden below pressure line
24.00% of renter income goes to rent, below the 30% burden threshold.
Owning screens cheaper than renting
Median owner costs are $587/mo below median rent before individual mortgage terms.
Low disaster-risk signal
Risk score is 98.0 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Tax rate needs attention
0.99% effective property-tax rate is 11% above Georgia county median
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Wide home-value margin
The ACS margin of error on home value is $66,366, so exact rankings should be read as directional.
Best Fit For
- Buyers comparing homes to local incomes
- Renters trying to keep rent below the burden threshold
- Households weighing ownership against renting
- Long-term owners who care about disaster-risk exposure
Poor Fit For
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Chattahoochee County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $99,800 | $161,000 | $281,900 | 38% favorable38% below Georgia county median |
Median gross rent Lower usually helps affordability. | $1,235 | $847 | $1,163 | 46% pressure46% above Georgia county median |
Monthly owner cost Lower usually helps affordability. | $648 | $786 | $1,672 | 18% favorable18% below Georgia county median |
Median household income | $59,221 | $55,714 | $74,755 | 6% favorable6% above Georgia county median |
Effective property-tax rate Lower usually helps affordability. | 0.99% | 0.89% | 1.02% | 11% pressure11% above Georgia county median |
Rent burden Lower usually helps affordability. | 24.00% | 28.00% | N/A | 14% favorable24.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$9,821
Median income minus rent threshold.
Owner cushion
+$31,450
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Housing in Chattahoochee County is moderately affordable. The median rent is $1,235/month against a median household income of $59,221, putting rent at 25.0% of income.
Rent vs own
Renters in Chattahoochee County pay $1,235/month on average, compared to $648/month for homeowners. This market favors buyers by about 48%.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $49,400/year. For owner costs at the 28% rule, the required income is roughly $27,771/year. With a median household income of $59,221, most households can comfortably afford rent here. Notably, 24.0% of renter households in Chattahoochee County are cost-burdened, spending more than 30% of income on housing.
Regional context
Within Georgia, Chattahoochee County is more affordable than Camden County by roughly 6% ($1,235/mo vs $1,167/mo).
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Worth County, GA | $112,400 | $855/mo | Same-state comparison near $112,400 home value and $855/mo rent. |
| Irwin County, GA | $105,300 | $824/mo | Same-state comparison near $105,300 home value and $824/mo rent. |
| Echols County, GA | $112,600 | $833/mo | Same-state comparison near $112,600 home value and $833/mo rent. |
| Dooly County, GA | $96,400 | $761/mo | Same-state comparison near $96,400 home value and $761/mo rent. |
| Bee County, TX | $102,800 | $1,028/mo | Out-of-state peer near $102,800 home value and $1,028/mo rent. |
Data Confidence
- Home-value estimate has a $66,366 ACS margin of error.
- Crime coverage is partial, so safety comparisons need source context.
- Water-quality monitoring is based on 2 active sites in recent WQP data.
Next Checks
Housing Questions for Chattahoochee County
Is Chattahoochee County affordable for buying a home?
Is renting or owning cheaper in Chattahoochee County?
How much income do you need for housing in Chattahoochee County?
What should I double-check before moving to Chattahoochee County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.