Housing decision brief
Maricopa County, AZ Housing Market
Maricopa County screens as a higher purchase price, rent that needs comparison, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
15th lowest home value out of 15 Arizona counties with data | 15th lowest rent out of 15
Median home value
$414,700
Purchase-price signal from Census ACS.
Median rent
$1,587/mo
Gross rent, including utilities where reported.
Monthly owner cost
$1,445/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
4.8x
Median home value divided by local household income.
Rent burden
30.0%
At or above the 30% burden threshold.
Rent vs own
$142/mo
Median owner cost screens below median rent.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Owning screens cheaper than renting
Median owner costs are $142/mo below median rent before individual mortgage terms.
What to Check
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Households weighing ownership against renting
Poor Fit For
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Maricopa County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $414,700 | $216,100 | $281,900 | 92% pressure92% above Arizona county median |
Median gross rent Lower usually helps affordability. | $1,587 | $983 | $1,163 | 61% pressure61% above Arizona county median |
Monthly owner cost Lower usually helps affordability. | $1,445 | $851 | $1,672 | 70% pressure70% above Arizona county median |
Median household income | $85,518 | $60,417 | $74,755 | 42% favorable42% above Arizona county median |
Effective property-tax rate Lower usually helps affordability. | 0.47% | 0.54% | 1.02% | 12% favorable12% below Arizona county median |
Rent burden Lower usually helps affordability. | 30.00% | 28.00% | N/A | 7% pressure30.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$22,038
Median income minus rent threshold.
Owner cushion
+$23,589
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Housing in Maricopa County is affordable. The median rent is $1,587/month against a median household income of $85,518, putting rent at 22.3% of income.
Rent vs own
At $1,587/month rent versus $1,445/month in owner costs, owning is roughly $142/month cheaper , a 9% difference.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $63,480/year. For owner costs at the 28% rule, the required income is roughly $61,929/year. With a median household income of $85,518, most households can comfortably afford rent here. Notably, 30.0% of renter households in Maricopa County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Pinal County where rent averages $1,417/month, Maricopa County is approximately 12% more expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Coconino County, AZ | $413,200 | $1,406/mo | Same-state comparison near $413,200 home value and $1,406/mo rent. |
| El Paso County, CO | $431,000 | $1,609/mo | Out-of-state peer near $431,000 home value and $1,609/mo rent. |
| Beaufort County, SC | $407,600 | $1,484/mo | Out-of-state peer near $407,600 home value and $1,484/mo rent. |
| Passaic County, NJ | $439,400 | $1,553/mo | Out-of-state peer near $439,400 home value and $1,553/mo rent. |
| Chittenden County, VT | $404,500 | $1,590/mo | Out-of-state peer near $404,500 home value and $1,590/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Maricopa County
Is Maricopa County affordable for buying a home?
Is renting or owning cheaper in Maricopa County?
How much income do you need for housing in Maricopa County?
What should I double-check before moving to Maricopa County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.