Housing decision brief
Coconino County, AZ Housing Market
Coconino County screens as a higher purchase price, rent that needs comparison, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
14th lowest home value out of 15 Arizona counties with data | 13th lowest rent out of 15
Median home value
$413,200
Purchase-price signal from Census ACS.
Median rent
$1,406/mo
Gross rent, including utilities where reported.
Monthly owner cost
$974/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
5.9x
Median home value divided by local household income.
Rent burden
31.0%
At or above the 30% burden threshold.
Rent vs own
$432/mo
Median owner cost screens below median rent.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Owning screens cheaper than renting
Median owner costs are $432/mo below median rent before individual mortgage terms.
What to Check
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Households weighing ownership against renting
Poor Fit For
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Coconino County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $413,200 | $216,100 | $281,900 | 91% pressure91% above Arizona county median |
Median gross rent Lower usually helps affordability. | $1,406 | $983 | $1,163 | 43% pressure43% above Arizona county median |
Monthly owner cost Lower usually helps affordability. | $974 | $851 | $1,672 | 14% pressure14% above Arizona county median |
Median household income | $69,748 | $60,417 | $74,755 | 15% favorable15% above Arizona county median |
Effective property-tax rate Lower usually helps affordability. | 0.49% | 0.54% | 1.02% | 10% favorable10% below Arizona county median |
Rent burden Lower usually helps affordability. | 31.00% | 28.00% | N/A | 11% pressure31.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$13,508
Median income minus rent threshold.
Owner cushion
+$28,005
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Coconino County is affordable for renters, with a median gross rent of $1,406/month representing approximately 24.2% of median household income. The rent burden (GRAPI) stands at 31.0%.
Rent vs own
Renters in Coconino County pay $1,406/month on average, compared to $974/month for homeowners. This market favors buyers by about 31%.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $56,240/year. For owner costs at the 28% rule, the required income is roughly $41,743/year. With a median household income of $69,748, most households can comfortably afford rent here. Notably, 31.0% of renter households in Coconino County are cost-burdened, spending more than 30% of income on housing.
Regional context
Within Arizona, Coconino County is more affordable than Yavapai County by roughly 12% ($1,406/mo vs $1,258/mo).
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Yavapai County, AZ | $392,900 | $1,258/mo | Same-state comparison near $392,900 home value and $1,258/mo rent. |
| Maricopa County, AZ | $414,700 | $1,587/mo | Same-state comparison near $414,700 home value and $1,587/mo rent. |
| Pinal County, AZ | $312,100 | $1,417/mo | Same-state comparison near $312,100 home value and $1,417/mo rent. |
| Butte County, CA | $408,700 | $1,369/mo | Out-of-state peer near $408,700 home value and $1,369/mo rent. |
| Williamsburg city, VA | $393,200 | $1,361/mo | Out-of-state peer near $393,200 home value and $1,361/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Coconino County
Is Coconino County affordable for buying a home?
Is renting or owning cheaper in Coconino County?
How much income do you need for housing in Coconino County?
What should I double-check before moving to Coconino County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.