Housing decision brief
Eau Claire County, WI Housing Market
Eau Claire County screens as a higher purchase price, rent that needs comparison, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
54th lowest home value out of 72 Wisconsin counties with data | 56th lowest rent out of 72
Median home value
$242,400
Purchase-price signal from Census ACS.
Median rent
$977/mo
Gross rent, including utilities where reported.
Monthly owner cost
$1,185/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
3.4x
Median home value divided by local household income.
Rent burden
24.0%
Below 30% usually screens as less pressured.
Rent vs own
$208/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Rent burden below pressure line
24.00% of renter income goes to rent, below the 30% burden threshold.
What to Check
Tax rate needs attention
1.43% effective property-tax rate is 43% above Wisconsin county median
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Renters trying to keep rent below the burden threshold
Poor Fit For
- Buyers focused only on purchase price and ignoring annual property tax
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Eau Claire County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $242,400 | $209,350 | $281,900 | 16% pressure16% above Wisconsin county median |
Median gross rent Lower usually helps affordability. | $977 | $860 | $1,163 | 14% pressure14% above Wisconsin county median |
Monthly owner cost Lower usually helps affordability. | $1,185 | $1,027 | $1,672 | 15% pressure15% above Wisconsin county median |
Median household income | $71,834 | $70,947 | $74,755 | Near state median1% above Wisconsin county median |
Effective property-tax rate Lower usually helps affordability. | 1.43% | 1.00% | 1.02% | 43% pressure43% above Wisconsin county median |
Rent burden Lower usually helps affordability. | 24.00% | 25.00% | N/A | Near state median24.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$32,754
Median income minus rent threshold.
Owner cushion
+$21,048
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
For renters in Eau Claire County, the market is affordable. Expect to pay around $977/month in gross rent, with 24.0% of renter households considered cost-burdened.
Rent vs own
The median rent in Eau Claire County is $977/month, while owner costs run $1,185/month. Renting saves approximately $208/month.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $39,080/year. For owner costs at the 28% rule, the required income is roughly $50,786/year. With a median household income of $71,834, most households can comfortably afford rent here. Notably, 24.0% of renter households in Eau Claire County are cost-burdened, spending more than 30% of income on housing.
Regional context
Eau Claire County sits 6% more expensive than Columbia County ($926/month) in terms of median gross rent.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Chippewa County, WI | $237,700 | $963/mo | Same-state comparison near $237,700 home value and $963/mo rent. |
| La Crosse County, WI | $243,200 | $1,023/mo | Same-state comparison near $243,200 home value and $1,023/mo rent. |
| Polk County, WI | $241,200 | $958/mo | Same-state comparison near $241,200 home value and $958/mo rent. |
| Sauk County, WI | $242,400 | $970/mo | Same-state comparison near $242,400 home value and $970/mo rent. |
| Brown County, WI | $245,900 | $973/mo | Same-state comparison near $245,900 home value and $973/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Eau Claire County
Is Eau Claire County affordable for buying a home?
Is renting or owning cheaper in Eau Claire County?
How much income do you need for housing in Eau Claire County?
What should I double-check before moving to Eau Claire County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.