Housing decision brief
Ashland County, WI Housing Market
Ashland County screens as a below-state purchase price, below-state rent, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
7th lowest home value out of 72 Wisconsin counties with data | 4th lowest rent out of 72
Median home value
$160,500
Purchase-price signal from Census ACS.
Median rent
$665/mo
Gross rent, including utilities where reported.
Monthly owner cost
$872/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
2.8x
Median home value divided by local household income.
Rent burden
25.0%
Below 30% usually screens as less pressured.
Rent vs own
$207/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower purchase price
$160,500 median home value is 23% below Wisconsin county median
Lower rent
$665/mo is 23% below Wisconsin county median
Rent burden below pressure line
25.00% of renter income goes to rent, below the 30% burden threshold.
What to Check
Lower income base
$57,645 median income is 19% below Wisconsin county median
Tax rate needs attention
1.47% effective property-tax rate is 47% above Wisconsin county median
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Households dependent on a deep local wage market
- Buyers focused only on purchase price and ignoring annual property tax
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Ashland County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $160,500 | $209,350 | $281,900 | 23% favorable23% below Wisconsin county median |
Median gross rent Lower usually helps affordability. | $665 | $860 | $1,163 | 23% favorable23% below Wisconsin county median |
Monthly owner cost Lower usually helps affordability. | $872 | $1,027 | $1,672 | 15% favorable15% below Wisconsin county median |
Median household income | $57,645 | $70,947 | $74,755 | 19% pressure19% below Wisconsin county median |
Effective property-tax rate Lower usually helps affordability. | 1.47% | 1.00% | 1.02% | 47% pressure47% above Wisconsin county median |
Rent burden Lower usually helps affordability. | 25.00% | 25.00% | N/A | Near state median25.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$31,045
Median income minus rent threshold.
Owner cushion
+$20,274
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Housing in Ashland County is affordable. The median rent is $665/month against a median household income of $57,645, putting rent at 13.8% of income.
Rent vs own
The median rent in Ashland County is $665/month, while owner costs run $872/month. Renting saves approximately $207/month.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $26,600/year. For owner costs at the 28% rule, the required income is roughly $37,371/year. With a median household income of $57,645, most households can comfortably afford rent here. Notably, 25.0% of renter households in Ashland County are cost-burdened, spending more than 30% of income on housing.
Regional context
Ashland County sits 10% less expensive than Langlade County ($737/month) in terms of median gross rent.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Iron County, WI | $155,200 | $640/mo | Same-state comparison near $155,200 home value and $640/mo rent. |
| Langlade County, WI | $145,800 | $737/mo | Same-state comparison near $145,800 home value and $737/mo rent. |
| Forest County, WI | $170,000 | $585/mo | Same-state comparison near $170,000 home value and $585/mo rent. |
| Marinette County, WI | $154,600 | $749/mo | Same-state comparison near $154,600 home value and $749/mo rent. |
| Rusk County, WI | $152,000 | $816/mo | Same-state comparison near $152,000 home value and $816/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Ashland County
Is Ashland County affordable for buying a home?
Is renting or owning cheaper in Ashland County?
How much income do you need for housing in Ashland County?
What should I double-check before moving to Ashland County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.