Housing decision brief
Lamoille County, VT Housing Market
Lamoille County screens as a higher purchase price, rent that needs comparison, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
9th lowest home value out of 14 Vermont counties with data | 9th lowest rent out of 14
Median home value
$285,200
Purchase-price signal from Census ACS.
Median rent
$1,123/mo
Gross rent, including utilities where reported.
Monthly owner cost
$1,394/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
4.1x
Median home value divided by local household income.
Rent burden
28.0%
Below 30% usually screens as less pressured.
Rent vs own
$271/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Rent burden below pressure line
28.00% of renter income goes to rent, below the 30% burden threshold.
Low disaster-risk signal
Risk score is 81.8 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Lower income base
$69,897 median income is 5% below Vermont county median
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Long-term owners who care about disaster-risk exposure
Poor Fit For
- Households dependent on a deep local wage market
- Buyers focused only on purchase price and ignoring annual property tax
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Lamoille County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $285,200 | $266,250 | $281,900 | 7% pressure7% above Vermont county median |
Median gross rent Lower usually helps affordability. | $1,123 | $1,092 | $1,163 | Near state median3% above Vermont county median |
Monthly owner cost Lower usually helps affordability. | $1,394 | $1,328 | $1,672 | 5% pressure5% above Vermont county median |
Median household income | $69,897 | $73,371 | $74,755 | 5% pressure5% below Vermont county median |
Effective property-tax rate Lower usually helps affordability. | 1.67% | 2.00% | 1.02% | 16% favorable16% below Vermont county median |
Rent burden Lower usually helps affordability. | 28.00% | 29.00% | N/A | Near state median28.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$24,977
Median income minus rent threshold.
Owner cushion
+$10,154
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Housing in Lamoille County is affordable. The median rent is $1,123/month against a median household income of $69,897, putting rent at 19.3% of income.
Rent vs own
The median rent in Lamoille County is $1,123/month, while owner costs run $1,394/month. Renting saves approximately $271/month.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $44,920/year. For owner costs at the 28% rule, the required income is roughly $59,743/year. With a median household income of $69,897, most households can comfortably afford rent here. Notably, 28.0% of renter households in Lamoille County are cost-burdened, spending more than 30% of income on housing.
Regional context
Lamoille County sits 6% more expensive than Bennington County ($1,063/month) in terms of median gross rent.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Franklin County, VT | $285,500 | $1,164/mo | Same-state comparison near $285,500 home value and $1,164/mo rent. |
| Windham County, VT | $265,100 | $1,056/mo | Same-state comparison near $265,100 home value and $1,056/mo rent. |
| Windsor County, VT | $267,400 | $1,089/mo | Same-state comparison near $267,400 home value and $1,089/mo rent. |
| Bennington County, VT | $257,400 | $1,063/mo | Same-state comparison near $257,400 home value and $1,063/mo rent. |
| Washington County, VT | $293,900 | $1,094/mo | Same-state comparison near $293,900 home value and $1,094/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Lamoille County
Is Lamoille County affordable for buying a home?
Is renting or owning cheaper in Lamoille County?
How much income do you need for housing in Lamoille County?
What should I double-check before moving to Lamoille County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.