Housing decision brief
Cache County, UT Housing Market
Cache County screens as a higher purchase price, rent that needs comparison, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
21st lowest home value out of 29 Utah counties with data | 21st lowest rent out of 29
Median home value
$392,800
Purchase-price signal from Census ACS.
Median rent
$1,137/mo
Gross rent, including utilities where reported.
Monthly owner cost
$1,322/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
5.0x
Median home value divided by local household income.
Rent burden
28.0%
Below 30% usually screens as less pressured.
Rent vs own
$185/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Rent burden below pressure line
28.00% of renter income goes to rent, below the 30% burden threshold.
What to Check
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- No strong fit signal was available in the current dataset.
Poor Fit For
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Cache County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $392,800 | $350,900 | $281,900 | 12% pressure12% above Utah county median |
Median gross rent Lower usually helps affordability. | $1,137 | $1,018 | $1,163 | 12% pressure12% above Utah county median |
Monthly owner cost Lower usually helps affordability. | $1,322 | $1,081 | $1,672 | 22% pressure22% above Utah county median |
Median household income | $78,292 | $75,000 | $74,755 | Near state median4% above Utah county median |
Effective property-tax rate Lower usually helps affordability. | 0.49% | 0.49% | 1.02% | Near state medianAt the Utah county median |
Rent burden Lower usually helps affordability. | 28.00% | 25.00% | N/A | 12% pressure28.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$32,812
Median income minus rent threshold.
Owner cushion
+$21,635
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Cache County is affordable for renters, with a median gross rent of $1,137/month representing approximately 17.4% of median household income. The rent burden (GRAPI) stands at 28.0%.
Rent vs own
The median rent in Cache County is $1,137/month, while owner costs run $1,322/month. Renting saves approximately $185/month.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $45,480/year. For owner costs at the 28% rule, the required income is roughly $56,657/year. With a median household income of $78,292, most households can comfortably afford rent here. Notably, 28.0% of renter households in Cache County are cost-burdened, spending more than 30% of income on housing.
Regional context
Cache County sits 10% more expensive than Beaver County ($1,034/month) in terms of median gross rent.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Kane County, UT | $350,900 | $1,120/mo | Same-state comparison near $350,900 home value and $1,120/mo rent. |
| Box Elder County, UT | $357,400 | $1,028/mo | Same-state comparison near $357,400 home value and $1,028/mo rent. |
| Weber County, UT | $389,200 | $1,269/mo | Same-state comparison near $389,200 home value and $1,269/mo rent. |
| Tooele County, UT | $391,300 | $1,134/mo | Same-state comparison near $391,300 home value and $1,134/mo rent. |
| Wayne County, UT | $364,800 | $1,018/mo | Same-state comparison near $364,800 home value and $1,018/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Cache County
Is Cache County affordable for buying a home?
Is renting or owning cheaper in Cache County?
How much income do you need for housing in Cache County?
What should I double-check before moving to Cache County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.