Housing decision brief
Moore County, TN Housing Market
Moore County screens as a higher purchase price, below-state rent, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
79th lowest home value out of 95 Tennessee counties with data | 29th lowest rent out of 95
Median home value
$259,300
Purchase-price signal from Census ACS.
Median rent
$746/mo
Gross rent, including utilities where reported.
Monthly owner cost
$913/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
3.9x
Median home value divided by local household income.
Rent burden
26.0%
Below 30% usually screens as less pressured.
Rent vs own
$167/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower rent
$746/mo is 7% below Tennessee county median
Rent burden below pressure line
26.00% of renter income goes to rent, below the 30% burden threshold.
Low disaster-risk signal
Risk score is 90.1 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Long-term owners who care about disaster-risk exposure
Poor Fit For
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Moore County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $259,300 | $186,300 | $281,900 | 39% pressure39% above Tennessee county median |
Median gross rent Lower usually helps affordability. | $746 | $804 | $1,163 | 7% favorable7% below Tennessee county median |
Monthly owner cost Lower usually helps affordability. | $913 | $695 | $1,672 | 31% pressure31% above Tennessee county median |
Median household income | $66,687 | $57,408 | $74,755 | 16% favorable16% above Tennessee county median |
Effective property-tax rate Lower usually helps affordability. | 0.48% | 0.50% | 1.02% | Near state median4% below Tennessee county median |
Rent burden Lower usually helps affordability. | 26.00% | 26.00% | N/A | Near state median26.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$36,847
Median income minus rent threshold.
Owner cushion
+$27,558
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Moore County is affordable for renters, with a median gross rent of $746/month representing approximately 13.4% of median household income. The rent burden (GRAPI) stands at 26.0%.
Rent vs own
Renters in Moore County pay $746/month on average, compared to $913/month for homeowners. This market favors renters by about 18%.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $29,840/year. For owner costs at the 28% rule, the required income is roughly $39,129/year. With a median household income of $66,687, most households can comfortably afford rent here. Notably, 26.0% of renter households in Moore County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Gibson County where rent averages $797/month, Moore County is approximately 6% less expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Trousdale County, TN | $284,100 | $805/mo | Same-state comparison near $284,100 home value and $805/mo rent. |
| Roane County, TN | $212,300 | $767/mo | Same-state comparison near $212,300 home value and $767/mo rent. |
| Bedford County, TN | $255,300 | $917/mo | Same-state comparison near $255,300 home value and $917/mo rent. |
| Cannon County, TN | $227,600 | $781/mo | Same-state comparison near $227,600 home value and $781/mo rent. |
| Lincoln County, TN | $209,100 | $782/mo | Same-state comparison near $209,100 home value and $782/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Moore County
Is Moore County affordable for buying a home?
Is renting or owning cheaper in Moore County?
How much income do you need for housing in Moore County?
What should I double-check before moving to Moore County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.