Housing decision brief
Charles Mix County, SD Housing Market
Charles Mix County screens as a higher purchase price, below-state rent, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
36th lowest home value out of 66 South Dakota counties with data | 22nd lowest rent out of 66
Median home value
$170,600
Purchase-price signal from Census ACS.
Median rent
$704/mo
Gross rent, including utilities where reported.
Monthly owner cost
$736/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
2.7x
Median home value divided by local household income.
Rent burden
21.7%
Below 30% usually screens as less pressured.
Rent vs own
$32/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower rent
$704/mo is 8% below South Dakota county median
Rent burden below pressure line
21.70% of renter income goes to rent, below the 30% burden threshold.
What to Check
Lower income base
$64,038 median income is 12% below South Dakota county median
Tax rate needs attention
1.10% effective property-tax rate is 10% above South Dakota county median
Health context
Health score is 29.7 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Renters trying to keep rent below the burden threshold
Poor Fit For
- Households dependent on a deep local wage market
- Buyers focused only on purchase price and ignoring annual property tax
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Charles Mix County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $170,600 | $166,500 | $281,900 | Near state median2% above South Dakota county median |
Median gross rent Lower usually helps affordability. | $704 | $762 | $1,163 | 8% favorable8% below South Dakota county median |
Monthly owner cost Lower usually helps affordability. | $736 | $799 | $1,672 | 8% favorable8% below South Dakota county median |
Median household income | $64,038 | $72,653 | $74,755 | 12% pressure12% below South Dakota county median |
Effective property-tax rate Lower usually helps affordability. | 1.10% | 1.00% | 1.02% | 10% pressure10% above South Dakota county median |
Rent burden Lower usually helps affordability. | 21.70% | 23.00% | N/A | 6% favorable21.70% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$35,878
Median income minus rent threshold.
Owner cushion
+$32,495
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Housing in Charles Mix County is affordable. The median rent is $727/month against a median household income of $64,850, putting rent at 13.5% of income.
Rent vs own
The median rent in Charles Mix County is $727/month, while owner costs run $723/month. Owning saves approximately $4/month.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $29,080/year. For owner costs at the 28% rule, the required income is roughly $30,986/year. With a median household income of $64,850, most households can comfortably afford rent here. Notably, 22.0% of renter households in Charles Mix County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Deuel County where rent averages $668/month, Charles Mix County is approximately 9% more expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Day County, SD | $173,600 | $660/mo | Same-state comparison near $173,600 home value and $660/mo rent. |
| Lyman County, SD | $165,800 | $651/mo | Same-state comparison near $165,800 home value and $651/mo rent. |
| Kingsbury County, SD | $169,500 | $685/mo | Same-state comparison near $169,500 home value and $685/mo rent. |
| Roberts County, SD | $154,500 | $658/mo | Same-state comparison near $154,500 home value and $658/mo rent. |
| Hutchinson County, SD | $163,000 | $727/mo | Same-state comparison near $163,000 home value and $727/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Charles Mix County
Is Charles Mix County affordable for buying a home?
Is renting or owning cheaper in Charles Mix County?
How much income do you need for housing in Charles Mix County?
What should I double-check before moving to Charles Mix County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.