Housing decision brief
Kershaw County, SC Housing Market
Kershaw County screens as a higher purchase price, below-state rent, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
28th lowest home value out of 46 South Carolina counties with data | 21st lowest rent out of 46
Median home value
$191,900
Purchase-price signal from Census ACS.
Median rent
$872/mo
Gross rent, including utilities where reported.
Monthly owner cost
$934/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
3.0x
Median home value divided by local household income.
Rent burden
33.0%
At or above the 30% burden threshold.
Rent vs own
$62/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower rent
$872/mo is 1% below South Carolina county median
What to Check
Health context
Health score is 44.5 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
Poor Fit For
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Kershaw County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $191,900 | $158,600 | $281,900 | 21% pressure21% above South Carolina county median |
Median gross rent Lower usually helps affordability. | $872 | $878 | $1,163 | Near state median1% below South Carolina county median |
Monthly owner cost Lower usually helps affordability. | $934 | $694 | $1,672 | 35% pressure35% above South Carolina county median |
Median household income | $64,343 | $55,754 | $74,755 | 15% favorable15% above South Carolina county median |
Effective property-tax rate Lower usually helps affordability. | 0.49% | 1.00% | 1.02% | 51% favorable51% below South Carolina county median |
Rent burden Lower usually helps affordability. | 33.00% | 29.00% | N/A | 14% pressure33.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$29,463
Median income minus rent threshold.
Owner cushion
+$24,314
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
For renters in Kershaw County, the market is affordable. Expect to pay around $872/month in gross rent, with 33.0% of renter households considered cost-burdened.
Rent vs own
At $872/month rent versus $934/month in owner costs, renting is roughly $62/month cheaper , a 7% difference.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,880/year. For owner costs at the 28% rule, the required income is roughly $40,029/year. With a median household income of $64,343, most households can comfortably afford rent here. Notably, 33.0% of renter households in Kershaw County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Hampton County where rent averages $815/month, Kershaw County is approximately 7% more expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Edgefield County, SC | $194,300 | $854/mo | Same-state comparison near $194,300 home value and $854/mo rent. |
| Anderson County, SC | $212,500 | $952/mo | Same-state comparison near $212,500 home value and $952/mo rent. |
| Oconee County, SC | $217,200 | $876/mo | Same-state comparison near $217,200 home value and $876/mo rent. |
| Aiken County, SC | $199,500 | $1,031/mo | Same-state comparison near $199,500 home value and $1,031/mo rent. |
| Pickens County, SC | $216,000 | $936/mo | Same-state comparison near $216,000 home value and $936/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Kershaw County
Is Kershaw County affordable for buying a home?
Is renting or owning cheaper in Kershaw County?
How much income do you need for housing in Kershaw County?
What should I double-check before moving to Kershaw County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.