Home/New York/Schenectady County

Schenectady County Housing Market

New York · 62 counties · Ranked #2164 in home value

Below National AvgAffordable

Housing at a Glance

Median Home Value

$223,100

vs national$223,100 vs $281,900 national

Median Gross Rent

$1,159/mo

vs national$1,159 vs $1,163 national

Effective Tax Rate

2.46%

vs national+2.46% vs 1.02% national

Median Household Income

$76,989

vs national+$76,989 vs $74,755 national

Affordability Ratio

2.9x

Home value ÷ income. <3 = affordable, >5 = expensive.

Rent Burden

31.0%

% of income spent on rent. >30% = burdened.

More Housing Data

Property Tax (Median)

$5,486

Tax as % of Home Value

2.46%

Monthly Owner Cost

$1,439

Renter Income

$43,539

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Frequently Asked Questions

What is the median home value in Schenectady County?

The median home value in Schenectady County is $223,100. This is below the national median of $281,900.

How much is rent in Schenectady County?

The median gross rent in Schenectady County is $1,159 per month.

What is the property tax rate in Schenectady County?

The effective property tax rate in Schenectady County is 2.46%. The median annual property tax bill is $5,486.

Is Schenectady County affordable?

With a home-value-to-income ratio of 2.9x, Schenectady County is considered affordable compared to the recommended 3-4x guideline.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.