homesbycounty

Housing decision brief

Doña Ana County, NM Housing Market

Doña Ana County screens as a higher purchase price, rent that needs comparison, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.

25th lowest home value out of 33 New Mexico counties with data | 22nd lowest rent out of 33

Median home value

$205,400

Purchase-price signal from Census ACS.

Median rent

$903/mo

Gross rent, including utilities where reported.

Monthly owner cost

$842/mo

Owner costs before individual loan terms.

Decision snapshot

Read this county in four signals.

See the benchmark matrix

Buy screen

3.7x

Median home value divided by local household income.

Rent burden

33.0%

At or above the 30% burden threshold.

Rent vs own

$61/mo

Median owner cost screens below median rent.

Data confidence

Clean

No major county-specific caveat detected.

What Works

Owning screens cheaper than renting

Median owner costs are $61/mo below median rent before individual mortgage terms.

What to Check

Tax rate needs attention

0.68% effective property-tax rate is 24% above New Mexico county median

Health context

Health score is 41.3 out of 100, so affordability should be weighed against local health indicators.

Best Fit For

  • Households weighing ownership against renting

Poor Fit For

  • No strong fit signal was available in the current dataset.

County vs State vs National

The county number only matters after you see the benchmark. These comparisons show where Doña Ana County is genuinely cheap, where it is average, and where the hidden cost may be.

Swipe sideways to see state and national benchmarks.
MetricCountyStateU.S.Signal

Median home value

Lower usually helps affordability.

$205,400$160,800$281,900
28% pressure28% above New Mexico county median

Median gross rent

Lower usually helps affordability.

$903$810$1,163
11% pressure11% above New Mexico county median

Monthly owner cost

Lower usually helps affordability.

$842$628$1,672
34% pressure34% above New Mexico county median

Median household income

$55,663$51,765$74,755
8% favorable8% above New Mexico county median

Effective property-tax rate

Lower usually helps affordability.

0.68%0.55%1.02%
24% pressure24% above New Mexico county median

Rent burden

Lower usually helps affordability.

33.00%29.00%N/A
14% pressure33.00% of renter income goes to rent.

Income Fit

A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.

Local median income$55,663
Income for median rent$36,120
Income for median owner cost$36,086

Rent cushion

+$19,543

Median income minus rent threshold.

Owner cushion

+$19,577

Median income minus owner-cost threshold.

Affordability Advisory

This turns the raw housing numbers into income and buy-versus-rent screens.

Affordability verdict

Doña Ana County is affordable for renters, with a median gross rent of $903/month representing approximately 19.5% of median household income. The rent burden (GRAPI) stands at 33.0%.

Rent vs own

At $903/month rent versus $842/month in owner costs, owning is roughly $61/month cheaper , a 7% difference.

Income needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $36,120/year. For owner costs at the 28% rule, the required income is roughly $36,086/year. With a median household income of $55,663, most households can comfortably afford rent here. Notably, 33.0% of renter households in Doña Ana County are cost-burdened, spending more than 30% of income on housing.

Regional context

Compared to Torrance County where rent averages $845/month, Doña Ana County is approximately 7% more expensive.

Better Counties to Compare

Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.

CountyHome ValueRentWhy compare
Valencia County, NM$206,800$970/moSame-state comparison near $206,800 home value and $970/mo rent.
Lincoln County, NM$212,200$883/moSame-state comparison near $212,200 home value and $883/mo rent.
San Juan County, NM$185,100$917/moSame-state comparison near $185,100 home value and $917/mo rent.
Rio Arriba County, NM$230,900$760/moSame-state comparison near $230,900 home value and $760/mo rent.
Curry County, NM$160,800$987/moSame-state comparison near $160,800 home value and $987/mo rent.

Housing Questions for Doña Ana County

Is Doña Ana County affordable for buying a home?
Doña Ana County has a home-value-to-income ratio of 3.7x. Values under 3.0x usually screen as more affordable, but taxes and local income still matter.
Is renting or owning cheaper in Doña Ana County?
Median rent is $903/mo and median monthly owner cost is $842/mo. On this screen, owning is cheaper before individual loan terms.
How much income do you need for housing in Doña Ana County?
To keep rent near 30% of income, the median rent implies about $36,120 in annual income. Using a 28% owner-cost screen, median owner costs imply about $36,086 in annual income.
What should I double-check before moving to Doña Ana County?
Double-check tax rate needs attention, health context. These items can change the real value of a low monthly housing cost.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.