Housing decision brief
Humboldt County, NV Housing Market
Humboldt County screens as a below-state purchase price, below-state rent, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
7th lowest home value out of 16 Nevada counties with data | 5th lowest rent out of 17
Median home value
$256,800
Purchase-price signal from Census ACS.
Median rent
$998/mo
Gross rent, including utilities where reported.
Monthly owner cost
$1,191/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
3.2x
Median home value divided by local household income.
Rent burden
23.0%
Below 30% usually screens as less pressured.
Rent vs own
$193/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower purchase price
$256,800 median home value is 6% below Nevada county median
Lower rent
$998/mo is 11% below Nevada county median
Rent burden below pressure line
23.00% of renter income goes to rent, below the 30% burden threshold.
What to Check
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Health context
Health score is 30.5 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Renters trying to keep rent below the burden threshold
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Humboldt County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $256,800 | $274,200 | $281,900 | 6% favorable6% below Nevada county median |
Median gross rent Lower usually helps affordability. | $998 | $1,126 | $1,163 | 11% favorable11% below Nevada county median |
Monthly owner cost Lower usually helps affordability. | $1,191 | $1,062 | $1,672 | 12% pressure12% above Nevada county median |
Median household income | $79,946 | $73,364 | $74,755 | 9% favorable9% above Nevada county median |
Effective property-tax rate Lower usually helps affordability. | 0.51% | 1.00% | 1.02% | 49% favorable49% below Nevada county median |
Rent burden Lower usually helps affordability. | 23.00% | 28.00% | N/A | 18% favorable23.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$40,026
Median income minus rent threshold.
Owner cushion
+$28,903
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
For renters in Humboldt County, the market is affordable. Expect to pay around $998/month in gross rent, with 23.0% of renter households considered cost-burdened.
Rent vs own
Renters in Humboldt County pay $998/month on average, compared to $1,191/month for homeowners. This market favors renters by about 16%.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $39,920/year. For owner costs at the 28% rule, the required income is roughly $51,043/year. With a median household income of $79,946, most households can comfortably afford rent here. Notably, 23.0% of renter households in Humboldt County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Eureka County where rent averages $940/month, Humboldt County is approximately 6% more expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Elko County, NV | $282,400 | $1,126/mo | Same-state comparison near $282,400 home value and $1,126/mo rent. |
| Lander County, NV | $210,500 | $1,066/mo | Same-state comparison near $210,500 home value and $1,066/mo rent. |
| Ward County, ND | $259,100 | $1,000/mo | Out-of-state peer near $259,100 home value and $1,000/mo rent. |
| Jefferson County, WI | $253,800 | $1,012/mo | Out-of-state peer near $253,800 home value and $1,012/mo rent. |
| Clay County, MN | $256,000 | $1,000/mo | Out-of-state peer near $256,000 home value and $1,000/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Humboldt County
Is Humboldt County affordable for buying a home?
Is renting or owning cheaper in Humboldt County?
How much income do you need for housing in Humboldt County?
What should I double-check before moving to Humboldt County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.