homesbycounty

County housing intelligence

Montana Housing Market by County

Montana is not one housing market. Across 56 counties, the median county home value is $214,750 and the median county rent is $801/mo. The useful question is not whether Montana is cheap. It is which county fits your income, tax tolerance, and buy-versus-rent plan.

County median home value

$214,750

Median of county medians, less distorted by the largest metros.

County median rent

$801/mo

Gross rent includes rent plus utilities where Census reports it.

Counties compared

56

Every county with available ACS housing data in this state.

Market brief

The state-level housing signal

These benchmarks use the median county in the state, not one metro-weighted average. That makes the brief better for county comparison and rural-to-urban screening.

Purchase price

State county median vs national benchmark

24% better
State$214,750
U.S.$281,900

Rent

State county median vs national benchmark

31% better
State$801
U.S.$1,163

Owner cost

State county median vs national benchmark

54% better
State$777
U.S.$1,672

Income base

State county median vs national benchmark

17% pressure
State$61,858
U.S.$74,755

Tax rate

State county median vs national benchmark

Near benchmark
State1.00%
U.S.1.02%

The Montana Pattern

These are the signals a statewide average hides. Start here before choosing counties to compare.

Price geography

Gallatin County, Flathead County, Madison County sit at the top of the purchase market, while Wibaux County, Sheridan County, Liberty County anchor the lower-cost end.

Rent reality

Gallatin County, Madison County, Missoula County lead on rent, while Chouteau County, Judith Basin County, McCone County show where monthly lease costs are lowest.

Decision lens

Wibaux County, Sheridan County, Blaine County screen best for purchase affordability when home values are measured against local household income.

Best Counties by Housing Goal

Different households need different rankings. Price alone is not enough, so these groups compare rent, income, owner costs, and tax exposure.

Cheapest to buy

Lowest median home values. Useful for purchase-price screening.

Best buy affordability

Lowest home-value-to-income ratios. Better than price alone.

  1. 1. Wibaux County

    1.4x home-value-to-income

  2. 2. Sheridan County

    1.8x home-value-to-income

  3. 3. Blaine County

    1.9x home-value-to-income

  4. 4. Liberty County

    2.2x home-value-to-income

  5. 5. Powder River County

    2.2x home-value-to-income

Cheapest to rent

Lowest median gross rent among counties with ACS rent data.

Lowest rent burden

Where typical renters spend the smallest share of income on rent.

  1. 1. Wibaux County

    12.0% rent burden

  2. 2. McCone County

    15.0% rent burden

  3. 3. Treasure County

    15.0% rent burden

  4. 4. Chouteau County

    16.0% rent burden

  5. 5. Golden Valley County

    16.0% rent burden

Lowest tax-rate signal

Lowest effective property-tax rates in the state data.

  1. 1. Madison County

    0.41% effective tax rate

  2. 2. Carter County

    0.44% effective tax rate

  3. 3. Judith Basin County

    0.45% effective tax rate

  4. 4. Sweet Grass County

    0.49% effective tax rate

  5. 5. Golden Valley County

    0.51% effective tax rate

Owner-cost advantage

Counties where median owner costs are furthest below median rent.

  1. 1. Wibaux County

    $429/mo cheaper to own than rent

  2. 2. Madison County

    $310/mo cheaper to own than rent

  3. 3. Roosevelt County

    $292/mo cheaper to own than rent

  4. 4. Sweet Grass County

    $234/mo cheaper to own than rent

  5. 5. Garfield County

    $208/mo cheaper to own than rent

Income-backed value

Higher-income counties that still hold a reasonable value-to-income profile.

  1. 1. Wibaux County

    $64,792 income, 1.4x value-to-income

  2. 2. Sheridan County

    $63,654 income, 1.8x value-to-income

  3. 3. Blaine County

    $65,050 income, 1.9x value-to-income

  4. 4. Powder River County

    $68,009 income, 2.2x value-to-income

  5. 5. Dawson County

    $70,953 income, 2.6x value-to-income

Tradeoffs to Check

The best page is not the one that crowns a winner. It is the one that shows where a county can surprise you after the headline price looks attractive.

SignalCountyWhat it means
Cheap price, weaker income baseLiberty County

$116,800 home value, $53,264 income

Low purchase prices can still feel tight when local wages are also low.
Affordable homes, higher tax rateSheridan County

$111,600 home value, 1.29% tax rate

A low home price can be offset by the annual property-tax bill.
Renter pressureSanders County

$774/mo rent, 39.00% rent burden

Monthly rent alone does not show whether renters can comfortably absorb the cost.
Expensive, but income-supportedGallatin County

$604,900 home value, $87,454 income

Some high-price counties also have stronger incomes, so affordability depends on both sides of the equation.

Compare Every Montana County

Sorted by home-value-to-income ratio so the first rows are not just cheap counties, but counties where purchase prices look smaller relative to local income.

Swipe sideways to compare all metrics.
CountyHome ValueRentIncomeValue/IncomeTax Rate
Wibaux County$92,300$964/mo$64,792
1.4x
0.71%
Sheridan County$111,600$749/mo$63,654
1.8x
1.29%
Blaine County$124,900$689/mo$65,050
1.9x
1.52%
Liberty County$116,800$668/mo$53,264
2.2x
1.03%
Powder River County$149,400$609/mo$68,009
2.2x
0.83%
Roosevelt County$119,400$707/mo$53,125
2.2x
1.29%
Big Horn County$148,200$686/mo$56,680
2.6x
1.00%
Dawson County$187,400$823/mo$70,953
2.6x
1.17%
McCone County$197,400$543/mo$71,842
2.7x
0.67%
Garfield County$178,300$802/mo$61,750
2.9x
0.66%
Petroleum County$173,700$769/mo$59,318
2.9x
0.73%
Treasure County$215,300$992/mo$73,036
2.9x
0.62%
Phillips County$175,000$623/mo$58,156
3.0x
0.85%
Daniels County$177,800$588/mo$58,000
3.1x
0.86%
Valley County$198,600$769/mo$64,515
3.1x
1.10%
Custer County$204,200$918/mo$63,585
3.2x
1.10%
Chouteau County$185,100$485/mo$56,927
3.3x
0.78%
Fallon County$237,000$772/mo$72,284
3.3x
0.57%
Pondera County$179,200$806/mo$53,500
3.3x
0.88%
Rosebud County$188,900$644/mo$56,430
3.3x
0.63%
Carter County$176,600$731/mo$52,171
3.4x
0.44%
Fergus County$202,700$868/mo$59,731
3.4x
0.84%
Glacier County$153,400$553/mo$45,129
3.4x
0.81%
Hill County$187,600$752/mo$55,313
3.4x
1.08%
Teton County$235,500$750/mo$67,766
3.5x
0.82%
Toole County$187,400$753/mo$53,693
3.5x
0.96%
Golden Valley County$203,900$769/mo$57,353
3.6x
0.51%
Cascade County$243,300$902/mo$66,203
3.7x
0.92%
Musselshell County$221,200$865/mo$59,010
3.7x
0.63%
Prairie County$167,100$827/mo$45,192
3.7x
0.85%
Richland County$259,000$866/mo$69,578
3.7x
0.75%
Wheatland County$172,700$741/mo$47,054
3.7x
0.65%
Judith Basin County$214,200$502/mo$55,417
3.9x
0.45%
Silver Bow County$223,500$810/mo$57,504
3.9x
1.05%
Powell County$255,700$770/mo$63,432
4.0x
0.71%
Deer Lodge County$209,700$661/mo$49,533
4.2x
0.81%
Meagher County$244,400$871/mo$56,215
4.3x
0.70%
Sweet Grass County$295,500$1,073/mo$69,426
4.3x
0.49%
Yellowstone County$317,600$1,084/mo$74,400
4.3x
0.84%
Stillwater County$355,600$968/mo$81,503
4.4x
0.60%
Lewis and Clark County$358,200$1,062/mo$74,543
4.8x
0.81%
Beaverhead County$282,000$800/mo$58,072
4.9x
0.67%
Mineral County$313,600$746/mo$61,117
5.1x
0.55%
Carbon County$379,300$882/mo$71,017
5.3x
0.55%
Jefferson County$408,000$886/mo$76,576
5.3x
0.56%
Lincoln County$258,700$810/mo$47,018
5.5x
0.58%
Broadwater County$364,800$978/mo$63,636
5.7x
0.61%
Missoula County$423,100$1,125/mo$71,246
5.9x
0.91%
Lake County$369,200$884/mo$61,965
6.0x
0.66%
Sanders County$323,800$774/mo$54,035
6.0x
0.55%
Ravalli County$435,000$1,054/mo$71,323
6.1x
0.53%
Granite County$339,500$734/mo$54,646
6.2x
0.61%
Madison County$440,500$1,159/mo$67,420
6.5x
0.41%
Park County$429,700$927/mo$66,607
6.5x
0.57%
Flathead County$467,700$1,094/mo$71,327
6.6x
0.61%
Gallatin County$604,900$1,574/mo$87,454
6.9x
0.60%

Questions This Page Answers

Each answer is generated from the current county dataset, so it changes when the underlying ACS data changes.

What is the typical home value in Montana by county?
The median county home value in Montana is $214,750. County medians vary widely, so the best comparison is county-to-county rather than one statewide average.
What is the typical rent in Montana by county?
The median county rent in Montana is $801/mo. The lowest-rent counties in the current data include Chouteau County, Judith Basin County, McCone County.
Which Montana counties are most affordable to buy in?
Wibaux County, Sheridan County, Blaine County have some of the lowest home-value-to-income ratios in Montana, which makes them stronger purchase-affordability screens than home value alone.
Why do cheap counties still need a closer look?
A low home value can come with lower local income, higher property-tax rates, weaker services, or thin data coverage. Check price, rent burden, income, and tax rate together before comparing counties.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.