Housing decision brief
Tate County, MS Housing Market
Tate County screens as a higher purchase price, rent that needs comparison, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
71st lowest home value out of 82 Mississippi counties with data | 67th lowest rent out of 82
Median home value
$173,000
Purchase-price signal from Census ACS.
Median rent
$897/mo
Gross rent, including utilities where reported.
Monthly owner cost
$928/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
2.7x
Median home value divided by local household income.
Rent burden
33.0%
At or above the 30% burden threshold.
Rent vs own
$31/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
No signal
No strong positive housing signal was available in the current dataset.
What to Check
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Health context
Health score is 19.6 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
Poor Fit For
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Tate County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $173,000 | $114,900 | $281,900 | 51% pressure51% above Mississippi county median |
Median gross rent Lower usually helps affordability. | $897 | $756 | $1,163 | 19% pressure19% above Mississippi county median |
Monthly owner cost Lower usually helps affordability. | $928 | $615 | $1,672 | 51% pressure51% above Mississippi county median |
Median household income | $63,995 | $48,207 | $74,755 | 33% favorable33% above Mississippi county median |
Effective property-tax rate Lower usually helps affordability. | 0.77% | 1.00% | 1.02% | 23% favorable23% below Mississippi county median |
Rent burden Lower usually helps affordability. | 33.00% | 29.00% | N/A | 14% pressure33.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$28,115
Median income minus rent threshold.
Owner cushion
+$24,224
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Tate County is affordable for renters, with a median gross rent of $897/month representing approximately 16.8% of median household income. The rent burden (GRAPI) stands at 33.0%.
Rent vs own
The median rent in Tate County is $897/month, while owner costs run $928/month. Renting saves approximately $31/month.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,880/year. For owner costs at the 28% rule, the required income is roughly $39,771/year. With a median household income of $63,995, most households can comfortably afford rent here. Notably, 33.0% of renter households in Tate County are cost-burdened, spending more than 30% of income on housing.
Regional context
Within Mississippi, Tate County is more affordable than Stone County by roughly 7% ($897/mo vs $839/mo).
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Pearl River County, MS | $174,500 | $887/mo | Same-state comparison near $174,500 home value and $887/mo rent. |
| Lee County, MS | $187,800 | $929/mo | Same-state comparison near $187,800 home value and $929/mo rent. |
| Stone County, MS | $163,300 | $839/mo | Same-state comparison near $163,300 home value and $839/mo rent. |
| George County, MS | $168,100 | $868/mo | Same-state comparison near $168,100 home value and $868/mo rent. |
| Union County, MS | $159,100 | $910/mo | Same-state comparison near $159,100 home value and $910/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Tate County
Is Tate County affordable for buying a home?
Is renting or owning cheaper in Tate County?
How much income do you need for housing in Tate County?
What should I double-check before moving to Tate County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.