Housing decision brief
Mahnomen County, MN Housing Market
Mahnomen County screens as a below-state purchase price, below-state rent, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
10th lowest home value out of 87 Minnesota counties with data | 4th lowest rent out of 87
Median home value
$146,500
Purchase-price signal from Census ACS.
Median rent
$685/mo
Gross rent, including utilities where reported.
Monthly owner cost
$757/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
2.7x
Median home value divided by local household income.
Rent burden
24.0%
Below 30% usually screens as less pressured.
Rent vs own
$72/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower purchase price
$146,500 median home value is 34% below Minnesota county median
Lower rent
$685/mo is 22% below Minnesota county median
Rent burden below pressure line
24.00% of renter income goes to rent, below the 30% burden threshold.
Low disaster-risk signal
Risk score is 92.9 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Lower income base
$53,925 median income is 25% below Minnesota county median
Health context
Health score is 25.7 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Renters trying to keep rent below the burden threshold
- Long-term owners who care about disaster-risk exposure
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Households dependent on a deep local wage market
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Mahnomen County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $146,500 | $221,100 | $281,900 | 34% favorable34% below Minnesota county median |
Median gross rent Lower usually helps affordability. | $685 | $873 | $1,163 | 22% favorable22% below Minnesota county median |
Monthly owner cost Lower usually helps affordability. | $757 | $1,034 | $1,672 | 27% favorable27% below Minnesota county median |
Median household income | $53,925 | $71,573 | $74,755 | 25% pressure25% below Minnesota county median |
Effective property-tax rate Lower usually helps affordability. | 0.97% | 0.99% | 1.02% | Near state median2% below Minnesota county median |
Rent burden Lower usually helps affordability. | 24.00% | 26.00% | N/A | 8% favorable24.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$26,525
Median income minus rent threshold.
Owner cushion
+$21,482
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
For renters in Mahnomen County, the market is affordable. Expect to pay around $685/month in gross rent, with 24.0% of renter households considered cost-burdened.
Rent vs own
At $685/month rent versus $757/month in owner costs, renting is roughly $72/month cheaper , a 10% difference.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,400/year. For owner costs at the 28% rule, the required income is roughly $32,443/year. With a median household income of $53,925, most households can comfortably afford rent here. Notably, 24.0% of renter households in Mahnomen County are cost-burdened, spending more than 30% of income on housing.
Regional context
Within Minnesota, Mahnomen County is less affordable than Jackson County by roughly 7% ($685/mo vs $736/mo).
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Wadena County, MN | $170,500 | $706/mo | Same-state comparison near $170,500 home value and $706/mo rent. |
| Lincoln County, MN | $152,200 | $688/mo | Same-state comparison near $152,200 home value and $688/mo rent. |
| Yellow Medicine County, MN | $148,200 | $688/mo | Same-state comparison near $148,200 home value and $688/mo rent. |
| Martin County, MN | $158,800 | $735/mo | Same-state comparison near $158,800 home value and $735/mo rent. |
| Big Stone County, MN | $135,700 | $718/mo | Same-state comparison near $135,700 home value and $718/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Mahnomen County
Is Mahnomen County affordable for buying a home?
Is renting or owning cheaper in Mahnomen County?
How much income do you need for housing in Mahnomen County?
What should I double-check before moving to Mahnomen County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.