Housing decision brief
Plymouth County, MA Housing Market
Plymouth County screens as a below-state purchase price, rent that needs comparison, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
7th lowest home value out of 14 Massachusetts counties with data | 9th lowest rent out of 14
Median home value
$513,000
Purchase-price signal from Census ACS.
Median rent
$1,655/mo
Gross rent, including utilities where reported.
Monthly owner cost
$2,220/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
4.7x
Median home value divided by local household income.
Rent burden
32.0%
At or above the 30% burden threshold.
Rent vs own
$565/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower purchase price
$513,000 median home value is 6% below Massachusetts county median
What to Check
Tax rate needs attention
1.24% effective property-tax rate is 24% above Massachusetts county median
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Buyers focused only on purchase price and ignoring annual property tax
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Plymouth County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $513,000 | $544,450 | $281,900 | 6% favorable6% below Massachusetts county median |
Median gross rent Lower usually helps affordability. | $1,655 | $1,484 | $1,163 | 12% pressure12% above Massachusetts county median |
Monthly owner cost Lower usually helps affordability. | $2,220 | $2,060 | $1,672 | 8% pressure8% above Massachusetts county median |
Median household income | $109,698 | $94,007 | $74,755 | 17% favorable17% above Massachusetts county median |
Effective property-tax rate Lower usually helps affordability. | 1.24% | 1.00% | 1.02% | 24% pressure24% above Massachusetts county median |
Rent burden Lower usually helps affordability. | 32.00% | 31.00% | N/A | Near state median32.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$43,498
Median income minus rent threshold.
Owner cushion
+$14,555
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Plymouth County is affordable for renters, with a median gross rent of $1,655/month representing approximately 18.1% of median household income. The rent burden (GRAPI) stands at 32.0%.
Rent vs own
At $1,655/month rent versus $2,220/month in owner costs, renting is roughly $565/month cheaper , a 25% difference.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $66,200/year. For owner costs at the 28% rule, the required income is roughly $95,143/year. With a median household income of $109,698, most households can comfortably afford rent here. Notably, 32.0% of renter households in Plymouth County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Barnstable County where rent averages $1,596/month, Plymouth County is approximately 4% more expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Essex County, MA | $584,000 | $1,673/mo | Same-state comparison near $584,000 home value and $1,673/mo rent. |
| Barnstable County, MA | $575,900 | $1,596/mo | Same-state comparison near $575,900 home value and $1,596/mo rent. |
| Kendall County, TX | $489,800 | $1,576/mo | Out-of-state peer near $489,800 home value and $1,576/mo rent. |
| Union County, NJ | $488,800 | $1,664/mo | Out-of-state peer near $488,800 home value and $1,664/mo rent. |
| Rockingham County, NH | $461,400 | $1,619/mo | Out-of-state peer near $461,400 home value and $1,619/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Plymouth County
Is Plymouth County affordable for buying a home?
Is renting or owning cheaper in Plymouth County?
How much income do you need for housing in Plymouth County?
What should I double-check before moving to Plymouth County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.