Housing decision brief
St. Charles Parish, LA Housing Market
St. Charles Parish screens as a higher purchase price, rent that needs comparison, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
59th lowest home value out of 64 Louisiana counties with data | 57th lowest rent out of 63
Median home value
$256,800
Purchase-price signal from Census ACS.
Median rent
$1,144/mo
Gross rent, including utilities where reported.
Monthly owner cost
$1,270/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
3.1x
Median home value divided by local household income.
Rent burden
35.0%
At or above the 30% burden threshold.
Rent vs own
$126/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
No signal
No strong positive housing signal was available in the current dataset.
What to Check
Tax rate needs attention
0.57% effective property-tax rate is No Louisiana county median comparison available
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- No strong fit signal was available in the current dataset.
Poor Fit For
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where St. Charles Parish is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $256,800 | $150,850 | $281,900 | 70% pressure70% above Louisiana county median |
Median gross rent Lower usually helps affordability. | $1,144 | $806 | $1,163 | 42% pressure42% above Louisiana county median |
Monthly owner cost Lower usually helps affordability. | $1,270 | $595 | $1,672 | 113% pressure113% above Louisiana county median |
Median household income | $82,172 | $53,177 | $74,755 | 55% favorable55% above Louisiana county median |
Effective property-tax rate Lower usually helps affordability. | 0.57% | 0.00% | 1.02% | Needs dataNo Louisiana county median comparison available |
Rent burden Lower usually helps affordability. | 35.00% | 30.00% | N/A | 17% pressure35.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$36,412
Median income minus rent threshold.
Owner cushion
+$27,743
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
St. Charles Parish is affordable for renters, with a median gross rent of $1,144/month representing approximately 16.7% of median household income. The rent burden (GRAPI) stands at 35.0%.
Rent vs own
The median rent in St. Charles Parish is $1,144/month, while owner costs run $1,270/month. Renting saves approximately $126/month.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $45,760/year. For owner costs at the 28% rule, the required income is roughly $54,429/year. With a median household income of $82,172, most households can comfortably afford rent here. Notably, 35.0% of renter households in St. Charles Parish are cost-burdened, spending more than 30% of income on housing.
Regional context
Within Louisiana, St. Charles Parish is more affordable than St. Bernard Parish by roughly 6% ($1,144/mo vs $1,083/mo).
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| St. Tammany Parish, LA | $272,200 | $1,305/mo | Same-state comparison near $272,200 home value and $1,305/mo rent. |
| Livingston Parish, LA | $218,900 | $1,102/mo | Same-state comparison near $218,900 home value and $1,102/mo rent. |
| West Feliciana Parish, LA | $263,200 | $998/mo | Same-state comparison near $263,200 home value and $998/mo rent. |
| Ascension Parish, LA | $265,300 | $1,283/mo | Same-state comparison near $265,300 home value and $1,283/mo rent. |
| Jefferson Parish, LA | $243,500 | $1,162/mo | Same-state comparison near $243,500 home value and $1,162/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for St. Charles Parish
Is St. Charles Parish affordable for buying a home?
Is renting or owning cheaper in St. Charles Parish?
How much income do you need for housing in St. Charles Parish?
What should I double-check before moving to St. Charles Parish?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.