Housing decision brief
Ellis County, KS Housing Market
Ellis County screens as a higher purchase price, rent that needs comparison, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
99th lowest home value out of 105 Kansas counties with data | 84th lowest rent out of 105
Median home value
$211,100
Purchase-price signal from Census ACS.
Median rent
$899/mo
Gross rent, including utilities where reported.
Monthly owner cost
$1,101/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
3.5x
Median home value divided by local household income.
Rent burden
31.0%
At or above the 30% burden threshold.
Rent vs own
$202/mo
Median rent screens below owner cost.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
No signal
No strong positive housing signal was available in the current dataset.
What to Check
Lower income base
$59,889 median income is 5% below Kansas county median
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- No strong fit signal was available in the current dataset.
Poor Fit For
- Households dependent on a deep local wage market
- Buyers focused only on purchase price and ignoring annual property tax
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Ellis County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $211,100 | $118,700 | $281,900 | 78% pressure78% above Kansas county median |
Median gross rent Lower usually helps affordability. | $899 | $758 | $1,163 | 19% pressure19% above Kansas county median |
Monthly owner cost Lower usually helps affordability. | $1,101 | $780 | $1,672 | 41% pressure41% above Kansas county median |
Median household income | $59,889 | $63,136 | $74,755 | 5% pressure5% below Kansas county median |
Effective property-tax rate Lower usually helps affordability. | 1.22% | 1.55% | 1.02% | 21% favorable21% below Kansas county median |
Rent burden Lower usually helps affordability. | 31.00% | 24.00% | N/A | 29% pressure31.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$23,929
Median income minus rent threshold.
Owner cushion
+$12,703
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Ellis County is affordable for renters, with a median gross rent of $899/month representing approximately 18.0% of median household income. The rent burden (GRAPI) stands at 31.0%.
Rent vs own
Renters in Ellis County pay $899/month on average, compared to $1,101/month for homeowners. This market favors renters by about 18%.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,960/year. For owner costs at the 28% rule, the required income is roughly $47,186/year. With a median household income of $59,889, most households can comfortably afford rent here. Notably, 31.0% of renter households in Ellis County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Jefferson County where rent averages $844/month, Ellis County is approximately 7% more expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Riley County, KS | $231,200 | $1,065/mo | Same-state comparison near $231,200 home value and $1,065/mo rent. |
| Saline County, KS | $171,900 | $915/mo | Same-state comparison near $171,900 home value and $915/mo rent. |
| Sedgwick County, KS | $190,700 | $977/mo | Same-state comparison near $190,700 home value and $977/mo rent. |
| Jackson County, KS | $193,600 | $856/mo | Same-state comparison near $193,600 home value and $856/mo rent. |
| McPherson County, KS | $198,400 | $889/mo | Same-state comparison near $198,400 home value and $889/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Ellis County
Is Ellis County affordable for buying a home?
Is renting or owning cheaper in Ellis County?
How much income do you need for housing in Ellis County?
What should I double-check before moving to Ellis County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.