Housing decision brief
Coffey County, KS Housing Market
Coffey County screens as a higher purchase price, rent that needs comparison, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
68th lowest home value out of 105 Kansas counties with data | 76th lowest rent out of 105
Median home value
$139,500
Purchase-price signal from Census ACS.
Median rent
$842/mo
Gross rent, including utilities where reported.
Monthly owner cost
$817/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
2.1x
Median home value divided by local household income.
Rent burden
23.0%
Below 30% usually screens as less pressured.
Rent vs own
$25/mo
Median owner cost screens below median rent.
Data confidence
2 notes
Crime coverage is partial, so safety comparisons need source context.
What Works
Rent burden below pressure line
23.00% of renter income goes to rent, below the 30% burden threshold.
Owning screens cheaper than renting
Median owner costs are $25/mo below median rent before individual mortgage terms.
What to Check
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Buyers comparing homes to local incomes
- Renters trying to keep rent below the burden threshold
- Households weighing ownership against renting
Poor Fit For
- Buyers focused only on purchase price and ignoring annual property tax
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Coffey County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $139,500 | $118,700 | $281,900 | 18% pressure18% above Kansas county median |
Median gross rent Lower usually helps affordability. | $842 | $758 | $1,163 | 11% pressure11% above Kansas county median |
Monthly owner cost Lower usually helps affordability. | $817 | $780 | $1,672 | 5% pressure5% above Kansas county median |
Median household income | $67,377 | $63,136 | $74,755 | 7% favorable7% above Kansas county median |
Effective property-tax rate Lower usually helps affordability. | 1.16% | 1.55% | 1.02% | 25% favorable25% below Kansas county median |
Rent burden Lower usually helps affordability. | 23.00% | 24.00% | N/A | Near state median23.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$33,697
Median income minus rent threshold.
Owner cushion
+$32,363
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
For renters in Coffey County, the market is affordable. Expect to pay around $842/month in gross rent, with 23.0% of renter households considered cost-burdened.
Rent vs own
The median rent in Coffey County is $842/month, while owner costs run $817/month. Owning saves approximately $25/month.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,680/year. For owner costs at the 28% rule, the required income is roughly $35,014/year. With a median household income of $67,377, most households can comfortably afford rent here. Notably, 23.0% of renter households in Coffey County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Ellis County where rent averages $899/month, Coffey County is approximately 6% less expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Osage County, KS | $142,800 | $810/mo | Same-state comparison near $142,800 home value and $810/mo rent. |
| Dickinson County, KS | $148,500 | $809/mo | Same-state comparison near $148,500 home value and $809/mo rent. |
| Sherman County, KS | $126,300 | $852/mo | Same-state comparison near $126,300 home value and $852/mo rent. |
| Anderson County, KS | $147,900 | $792/mo | Same-state comparison near $147,900 home value and $792/mo rent. |
| Lyon County, KS | $142,200 | $796/mo | Same-state comparison near $142,200 home value and $796/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
- Water-quality monitoring is based on 1 active site in recent WQP data.
Next Checks
Housing Questions for Coffey County
Is Coffey County affordable for buying a home?
Is renting or owning cheaper in Coffey County?
How much income do you need for housing in Coffey County?
What should I double-check before moving to Coffey County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.