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Stephenson County Housing Market

Illinois · 102 counties · Ranked #773 in home value

Below National AvgAffordable

Housing at a Glance

Median Home Value

$127,500

vs national$127,500 vs $281,900 national

Median Gross Rent

$764/mo

vs national$764 vs $1,163 national

Effective Tax Rate

2.46%

vs national+2.46% vs 1.02% national

Median Household Income

$61,943

vs national$61,943 vs $74,755 national

Affordability Ratio

2.1x

Home value ÷ income. <3 = affordable, >5 = expensive.

Rent Burden

27.0%

% of income spent on rent. >30% = burdened.

More Housing Data

Property Tax (Median)

$3,140

Tax as % of Home Value

2.46%

Monthly Owner Cost

$877

Renter Income

$33,938

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Frequently Asked Questions

What is the median home value in Stephenson County?

The median home value in Stephenson County is $127,500. This is below the national median of $281,900.

How much is rent in Stephenson County?

The median gross rent in Stephenson County is $764 per month.

What is the property tax rate in Stephenson County?

The effective property tax rate in Stephenson County is 2.46%. The median annual property tax bill is $3,140.

Is Stephenson County affordable?

With a home-value-to-income ratio of 2.1x, Stephenson County is considered affordable compared to the recommended 3-4x guideline.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.