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Effingham County Housing Market

Illinois · 102 counties · Ranked #1649 in home value

Below National AvgAffordable

Housing at a Glance

Median Home Value

$179,800

vs national$179,800 vs $281,900 national

Median Gross Rent

$734/mo

vs national$734 vs $1,163 national

Effective Tax Rate

1.51%

vs national+1.51% vs 1.02% national

Median Household Income

$75,380

vs national+$75,380 vs $74,755 national

Affordability Ratio

2.4x

Home value ÷ income. <3 = affordable, >5 = expensive.

Rent Burden

21.0%

% of income spent on rent. >30% = burdened.

More Housing Data

Property Tax (Median)

$2,713

Tax as % of Home Value

1.51%

Monthly Owner Cost

$947

Renter Income

$42,573

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Frequently Asked Questions

What is the median home value in Effingham County?

The median home value in Effingham County is $179,800. This is below the national median of $281,900.

How much is rent in Effingham County?

The median gross rent in Effingham County is $734 per month.

What is the property tax rate in Effingham County?

The effective property tax rate in Effingham County is 1.51%. The median annual property tax bill is $2,713.

Is Effingham County affordable?

With a home-value-to-income ratio of 2.4x, Effingham County is considered affordable compared to the recommended 3-4x guideline.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.