Housing decision brief
De Witt County, IL Housing Market
De Witt County screens as a below-state purchase price, rent that needs comparison, a manageable tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
47th lowest home value out of 102 Illinois counties with data | 74th lowest rent out of 102
Median home value
$124,200
Purchase-price signal from Census ACS.
Median rent
$857/mo
Gross rent, including utilities where reported.
Monthly owner cost
$854/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
1.9x
Median home value divided by local household income.
Rent burden
22.0%
Below 30% usually screens as less pressured.
Rent vs own
$3/mo
Median owner cost screens below median rent.
Data confidence
Clean
No major county-specific caveat detected.
What Works
Lower purchase price
$124,200 median home value is 1% below Illinois county median
Rent burden below pressure line
22.00% of renter income goes to rent, below the 30% burden threshold.
Owning screens cheaper than renting
Median owner costs are $3/mo below median rent before individual mortgage terms.
What to Check
Lower income base
$64,802 median income is 1% below Illinois county median
Best Fit For
- Buyers comparing homes to local incomes
- Renters trying to keep rent below the burden threshold
- Households weighing ownership against renting
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Households dependent on a deep local wage market
- Buyers focused only on purchase price and ignoring annual property tax
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where De Witt County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $124,200 | $126,000 | $281,900 | Near state median1% below Illinois county median |
Median gross rent Lower usually helps affordability. | $857 | $793 | $1,163 | 8% pressure8% above Illinois county median |
Monthly owner cost Lower usually helps affordability. | $854 | $853 | $1,672 | Near state medianAt the Illinois county median |
Median household income | $64,802 | $65,189 | $74,755 | Near state median1% below Illinois county median |
Effective property-tax rate Lower usually helps affordability. | 1.85% | 2.00% | 1.02% | 8% favorable8% below Illinois county median |
Rent burden Lower usually helps affordability. | 22.00% | 26.00% | N/A | 15% favorable22.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$30,522
Median income minus rent threshold.
Owner cushion
+$28,202
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
De Witt County offers affordable rental housing at a median of $857/month , about 15.9% of the typical household income here.
Rent vs own
At $857/month rent versus $854/month in owner costs, owning is roughly $3/month cheaper , a 0% difference.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,280/year. For owner costs at the 28% rule, the required income is roughly $36,600/year. With a median household income of $64,802, most households can comfortably afford rent here. Notably, 22.0% of renter households in De Witt County are cost-burdened, spending more than 30% of income on housing.
Regional context
Within Illinois, De Witt County is more affordable than Logan County by roughly 7% ($857/mo vs $804/mo).
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Bureau County, IL | $121,900 | $838/mo | Same-state comparison near $121,900 home value and $838/mo rent. |
| Whiteside County, IL | $125,800 | $808/mo | Same-state comparison near $125,800 home value and $808/mo rent. |
| Logan County, IL | $125,900 | $804/mo | Same-state comparison near $125,900 home value and $804/mo rent. |
| Jefferson County, IL | $118,400 | $862/mo | Same-state comparison near $118,400 home value and $862/mo rent. |
| Iroquois County, IL | $125,400 | $793/mo | Same-state comparison near $125,400 home value and $793/mo rent. |
Data Confidence
- No major county-specific data caveat was detected in the current housing fields.
Next Checks
Housing Questions for De Witt County
Is De Witt County affordable for buying a home?
Is renting or owning cheaper in De Witt County?
How much income do you need for housing in De Witt County?
What should I double-check before moving to De Witt County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.