County housing intelligence
Florida Housing Market by County
Florida is not one housing market. Across 67 counties, the median county home value is $276,000 and the median county rent is $1,302/mo. The useful question is not whether Florida is cheap. It is which county fits your income, tax tolerance, and buy-versus-rent plan.
County median home value
$276,000
Median of county medians, less distorted by the largest metros.
County median rent
$1,302/mo
Gross rent includes rent plus utilities where Census reports it.
Counties compared
67
Every county with available ACS housing data in this state.
Fast answers
Start with the housing question.
Market brief
The state-level housing signal
These benchmarks use the median county in the state, not one metro-weighted average. That makes the brief better for county comparison and rural-to-urban screening.
Purchase price
State county median vs national benchmark
Rent
State county median vs national benchmark
Owner cost
State county median vs national benchmark
Income base
State county median vs national benchmark
Tax rate
State county median vs national benchmark
The Florida Pattern
These are the signals a statewide average hides. Start here before choosing counties to compare.
Price geography
Monroe County, Collier County, St. Johns County sit at the top of the purchase market, while Holmes County, Hamilton County, Taylor County anchor the lower-cost end.
Rent reality
Monroe County, St. Johns County, Palm Beach County lead on rent, while Dixie County, Hamilton County, Calhoun County show where monthly lease costs are lowest.
Decision lens
Hamilton County, Holmes County, Liberty County screen best for purchase affordability when home values are measured against local household income.
Best Counties by Housing Goal
Different households need different rankings. Price alone is not enough, so these groups compare rent, income, owner costs, and tax exposure.
Cheapest to buy
Lowest median home values. Useful for purchase-price screening.
- 1. Holmes County
$110,200
- 2. Hamilton County
$111,200
- 3. Taylor County
$114,600
- 4. Madison County
$116,200
- 5. Jackson County
$120,800
Best buy affordability
Lowest home-value-to-income ratios. Better than price alone.
- 1. Hamilton County
2.2x home-value-to-income
- 2. Holmes County
2.2x home-value-to-income
- 3. Liberty County
2.2x home-value-to-income
- 4. Taylor County
2.3x home-value-to-income
- 5. Madison County
2.4x home-value-to-income
Cheapest to rent
Lowest median gross rent among counties with ACS rent data.
- 1. Dixie County
$695/mo
- 2. Hamilton County
$724/mo
- 3. Calhoun County
$779/mo
- 4. Holmes County
$844/mo
- 5. Levy County
$850/mo
Lowest rent burden
Where typical renters spend the smallest share of income on rent.
- 1. Lafayette County
19.9% rent burden
- 2. Suwannee County
22.3% rent burden
- 3. Liberty County
24.0% rent burden
- 4. Baker County
24.8% rent burden
- 5. Gilchrist County
25.4% rent burden
Lowest tax-rate signal
Lowest effective property-tax rates in the state data.
- 1. Walton County
0.45% effective tax rate
- 2. Washington County
0.46% effective tax rate
- 3. Jackson County
0.50% effective tax rate
- 4. Calhoun County
0.51% effective tax rate
- 5. Monroe County
0.53% effective tax rate
Owner-cost advantage
Counties where median owner costs are furthest below median rent.
- 1. Taylor County
$518/mo cheaper to own than rent
- 2. Sarasota County
$515/mo cheaper to own than rent
- 3. Flagler County
$443/mo cheaper to own than rent
- 4. Lake County
$429/mo cheaper to own than rent
- 5. Marion County
$416/mo cheaper to own than rent
Income-backed value
Higher-income counties that still hold a reasonable value-to-income profile.
- 1. Liberty County
$58,671 income, 2.2x value-to-income
- 2. Wakulla County
$81,895 income, 3.2x value-to-income
- 3. Santa Rosa County
$91,922 income, 3.6x value-to-income
- 4. Lafayette County
$62,757 income, 2.5x value-to-income
- 5. Baker County
$79,836 income, 3.2x value-to-income
Tradeoffs to Check
The best page is not the one that crowns a winner. It is the one that shows where a county can surprise you after the headline price looks attractive.
| Signal | County | What it means |
|---|---|---|
| Cheap price, weaker income base | Holmes County $110,200 home value, $49,343 income | Low purchase prices can still feel tight when local wages are also low. |
| Affordable homes, higher tax rate | Hamilton County $111,200 home value, 0.73% tax rate | A low home price can be offset by the annual property-tax bill. |
| Renter pressure | Hamilton County $724/mo rent, 44.60% rent burden | Monthly rent alone does not show whether renters can comfortably absorb the cost. |
| Expensive, but income-supported | Monroe County $780,600 home value, $87,738 income | Some high-price counties also have stronger incomes, so affordability depends on both sides of the equation. |
Lowest home values
Best value-to-income
Compare Every Florida County
Sorted by home-value-to-income ratio so the first rows are not just cheap counties, but counties where purchase prices look smaller relative to local income.
| County | Home Value | Rent | Income | Value/Income | Tax Rate |
|---|---|---|---|---|---|
| Hamilton County | $111,200 | $724/mo | $50,144 | 2.2x | 0.73% |
| Holmes County | $110,200 | $844/mo | $49,343 | 2.2x | 0.54% |
| Liberty County | $127,300 | $943/mo | $58,671 | 2.2x | 0.90% |
| Taylor County | $114,600 | $988/mo | $49,073 | 2.3x | 0.65% |
| Madison County | $116,200 | $874/mo | $48,485 | 2.4x | 0.83% |
| Hardee County | $153,600 | $962/mo | $60,489 | 2.5x | 0.82% |
| Jackson County | $120,800 | $865/mo | $49,149 | 2.5x | 0.50% |
| Lafayette County | $157,200 | $896/mo | $62,757 | 2.5x | 0.55% |
| Dixie County | $132,000 | $695/mo | $50,110 | 2.6x | 0.62% |
| Union County | $169,500 | $894/mo | $64,146 | 2.6x | 0.58% |
| Calhoun County | $145,300 | $779/mo | $50,517 | 2.9x | 0.51% |
| Washington County | $171,000 | $888/mo | $58,210 | 2.9x | 0.46% |
| Glades County | $137,000 | $886/mo | $45,870 | 3.0x | 0.85% |
| Suwannee County | $171,600 | $884/mo | $56,658 | 3.0x | 0.71% |
| Gilchrist County | $199,900 | $926/mo | $63,523 | 3.1x | 0.65% |
| Baker County | $256,700 | $1,302/mo | $79,836 | 3.2x | 0.64% |
| DeSoto County | $174,100 | $932/mo | $54,417 | 3.2x | 0.83% |
| Wakulla County | $258,300 | $1,108/mo | $81,895 | 3.2x | 0.64% |
| Columbia County | $194,900 | $976/mo | $59,205 | 3.3x | 0.74% |
| Okeechobee County | $193,000 | $1,082/mo | $57,984 | 3.3x | 0.74% |
| Putnam County | $160,300 | $906/mo | $47,934 | 3.3x | 0.78% |
| Bradford County | $212,500 | $863/mo | $63,050 | 3.4x | 0.55% |
| Highlands County | $187,900 | $1,035/mo | $54,897 | 3.4x | 0.72% |
| Levy County | $190,600 | $850/mo | $56,750 | 3.4x | 0.63% |
| Clay County | $312,500 | $1,551/mo | $87,820 | 3.6x | 0.72% |
| Gadsden County | $174,900 | $851/mo | $48,801 | 3.6x | 0.53% |
| Santa Rosa County | $329,800 | $1,544/mo | $91,922 | 3.6x | 0.57% |
| Escambia County | $257,200 | $1,321/mo | $67,500 | 3.8x | 0.58% |
| Jefferson County | $232,600 | $898/mo | $61,212 | 3.8x | 0.62% |
| Hendry County | $219,200 | $1,003/mo | $56,393 | 3.9x | 0.80% |
| Marion County | $243,100 | $1,277/mo | $61,010 | 4.0x | 0.74% |
| Polk County | $266,500 | $1,363/mo | $65,978 | 4.0x | 0.73% |
| Gulf County | $250,000 | $1,187/mo | $61,179 | 4.1x | 0.63% |
| Bay County | $310,500 | $1,484/mo | $73,533 | 4.2x | 0.58% |
| Hernando County | $276,000 | $1,298/mo | $66,058 | 4.2x | 0.67% |
| Brevard County | $339,600 | $1,556/mo | $78,476 | 4.3x | 0.68% |
| Citrus County | $245,500 | $1,107/mo | $56,546 | 4.3x | 0.58% |
| Duval County | $303,500 | $1,475/mo | $71,277 | 4.3x | 0.75% |
| Franklin County | $273,300 | $1,049/mo | $64,105 | 4.3x | 0.63% |
| Nassau County | $382,800 | $1,526/mo | $89,804 | 4.3x | 0.71% |
| Okaloosa County | $351,200 | $1,612/mo | $81,998 | 4.3x | 0.57% |
| Pasco County | $300,900 | $1,505/mo | $70,492 | 4.3x | 0.73% |
| Lake County | $318,400 | $1,586/mo | $73,161 | 4.4x | 0.76% |
| Seminole County | $386,900 | $1,783/mo | $85,761 | 4.5x | 0.67% |
| St. Johns County | $489,200 | $1,922/mo | $109,839 | 4.5x | 0.76% |
| Volusia County | $313,000 | $1,467/mo | $70,044 | 4.5x | 0.77% |
| Leon County | $301,800 | $1,291/mo | $66,287 | 4.6x | 0.79% |
| Alachua County | $288,800 | $1,339/mo | $61,949 | 4.7x | 0.96% |
| Charlotte County | $328,900 | $1,464/mo | $69,952 | 4.7x | 0.85% |
| Flagler County | $364,900 | $1,722/mo | $77,363 | 4.7x | 0.76% |
| Hillsborough County | $371,500 | $1,667/mo | $79,540 | 4.7x | 0.81% |
| Indian River County | $351,500 | $1,357/mo | $73,491 | 4.8x | 0.69% |
| Lee County | $362,200 | $1,712/mo | $76,107 | 4.8x | 0.79% |
| Orange County | $390,100 | $1,775/mo | $79,719 | 4.9x | 0.76% |
| Osceola County | $353,300 | $1,746/mo | $72,637 | 4.9x | 0.76% |
| Pinellas County | $355,100 | $1,642/mo | $72,646 | 4.9x | 0.70% |
| Sarasota County | $411,800 | $1,818/mo | $83,416 | 4.9x | 0.75% |
| St. Lucie County | $347,300 | $1,585/mo | $71,457 | 4.9x | 0.93% |
| Manatee County | $391,400 | $1,671/mo | $78,457 | 5.0x | 0.78% |
| Sumter County | $385,400 | $1,269/mo | $76,508 | 5.0x | 0.78% |
| Martin County | $432,200 | $1,569/mo | $82,943 | 5.2x | 0.77% |
| Walton County | $425,100 | $1,741/mo | $81,986 | 5.2x | 0.45% |
| Broward County | $414,600 | $1,907/mo | $77,633 | 5.3x | 0.94% |
| Palm Beach County | $447,300 | $1,916/mo | $83,581 | 5.4x | 0.86% |
| Collier County | $540,700 | $1,862/mo | $90,045 | 6.0x | 0.63% |
| Miami-Dade County | $463,000 | $1,829/mo | $71,753 | 6.5x | 0.81% |
| Monroe County | $780,600 | $1,999/mo | $87,738 | 8.9x | 0.53% |
Questions This Page Answers
Each answer is generated from the current county dataset, so it changes when the underlying ACS data changes.
What is the typical home value in Florida by county?
What is the typical rent in Florida by county?
Which Florida counties are most affordable to buy in?
Why do cheap counties still need a closer look?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.