Housing decision brief
Huerfano County, CO Housing Market
Huerfano County screens as a below-state purchase price, below-state rent, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
24th lowest home value out of 64 Colorado counties with data | 4th lowest rent out of 64
Median home value
$256,700
Purchase-price signal from Census ACS.
Median rent
$739/mo
Gross rent, including utilities where reported.
Monthly owner cost
$684/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
4.9x
Median home value divided by local household income.
Rent burden
29.0%
Below 30% usually screens as less pressured.
Rent vs own
$55/mo
Median owner cost screens below median rent.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Lower purchase price
$256,700 median home value is 28% below Colorado county median
Lower rent
$739/mo is 33% below Colorado county median
Rent burden below pressure line
29.00% of renter income goes to rent, below the 30% burden threshold.
Owning screens cheaper than renting
Median owner costs are $55/mo below median rent before individual mortgage terms.
Low disaster-risk signal
Risk score is 75.8 out of 100, a stronger cross-check for long-term ownership costs.
What to Check
Lower income base
$52,139 median income is 27% below Colorado county median
Tax rate needs attention
0.28% effective property-tax rate is No Colorado county median comparison available
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Health context
Health score is 41.0 out of 100, so affordability should be weighed against local health indicators.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Households weighing ownership against renting
- Long-term owners who care about disaster-risk exposure
- Remote earners or cash buyers looking below the state price line
Poor Fit For
- Households dependent on a deep local wage market
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Huerfano County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $256,700 | $358,350 | $281,900 | 28% favorable28% below Colorado county median |
Median gross rent Lower usually helps affordability. | $739 | $1,110 | $1,163 | 33% favorable33% below Colorado county median |
Monthly owner cost Lower usually helps affordability. | $684 | $1,007 | $1,672 | 32% favorable32% below Colorado county median |
Median household income | $52,139 | $71,230 | $74,755 | 27% pressure27% below Colorado county median |
Effective property-tax rate Lower usually helps affordability. | 0.28% | 0.00% | 1.02% | Needs dataNo Colorado county median comparison available |
Rent burden Lower usually helps affordability. | 29.00% | 29.00% | N/A | Near state median29.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$22,579
Median income minus rent threshold.
Owner cushion
+$22,825
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Huerfano County is affordable for renters, with a median gross rent of $739/month representing approximately 17.0% of median household income. The rent burden (GRAPI) stands at 29.0%.
Rent vs own
Renters in Huerfano County pay $739/month on average, compared to $684/month for homeowners. This market favors buyers by about 7%.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $29,560/year. For owner costs at the 28% rule, the required income is roughly $29,314/year. With a median household income of $52,139, most households can comfortably afford rent here. Notably, 29.0% of renter households in Huerfano County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Otero County where rent averages $796/month, Huerfano County is approximately 7% less expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Lincoln County, CO | $232,100 | $854/mo | Same-state comparison near $232,100 home value and $854/mo rent. |
| Saguache County, CO | $200,000 | $746/mo | Same-state comparison near $200,000 home value and $746/mo rent. |
| Alamosa County, CO | $218,800 | $904/mo | Same-state comparison near $218,800 home value and $904/mo rent. |
| Las Animas County, CO | $214,500 | $875/mo | Same-state comparison near $214,500 home value and $875/mo rent. |
| Phillips County, CO | $255,300 | $947/mo | Same-state comparison near $255,300 home value and $947/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Huerfano County
Is Huerfano County affordable for buying a home?
Is renting or owning cheaper in Huerfano County?
How much income do you need for housing in Huerfano County?
What should I double-check before moving to Huerfano County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.