Housing decision brief
Archuleta County, CO Housing Market
Archuleta County screens as a higher purchase price, rent that needs comparison, a higher tax-rate signal market. Use the page as a decision brief, not just a price lookup, because local income, taxes, and data confidence change how affordable the county really is.
41st lowest home value out of 64 Colorado counties with data | 40th lowest rent out of 64
Median home value
$451,400
Purchase-price signal from Census ACS.
Median rent
$1,409/mo
Gross rent, including utilities where reported.
Monthly owner cost
$1,137/mo
Owner costs before individual loan terms.
Decision snapshot
Read this county in four signals.
Buy screen
5.9x
Median home value divided by local household income.
Rent burden
28.0%
Below 30% usually screens as less pressured.
Rent vs own
$272/mo
Median owner cost screens below median rent.
Data confidence
1 note
Crime coverage is partial, so safety comparisons need source context.
What Works
Rent burden below pressure line
28.00% of renter income goes to rent, below the 30% burden threshold.
Owning screens cheaper than renting
Median owner costs are $272/mo below median rent before individual mortgage terms.
What to Check
Tax rate needs attention
0.34% effective property-tax rate is No Colorado county median comparison available
Water quality cross-check
Water quality grade is F. Review water data before treating housing cost as the full story.
Crime data coverage
Crime data coverage is partial. Treat zero or low crime rates as incomplete until you check the source coverage.
Best Fit For
- Households weighing ownership against renting
Poor Fit For
- Buyers who will not investigate local water systems before moving
- Anyone treating reported crime rates as complete without source context
County vs State vs National
The county number only matters after you see the benchmark. These comparisons show where Archuleta County is genuinely cheap, where it is average, and where the hidden cost may be.
| Metric | County | State | U.S. | Signal |
|---|---|---|---|---|
Median home value Lower usually helps affordability. | $451,400 | $358,350 | $281,900 | 26% pressure26% above Colorado county median |
Median gross rent Lower usually helps affordability. | $1,409 | $1,110 | $1,163 | 27% pressure27% above Colorado county median |
Monthly owner cost Lower usually helps affordability. | $1,137 | $1,007 | $1,672 | 13% pressure13% above Colorado county median |
Median household income | $76,524 | $71,230 | $74,755 | 7% favorable7% above Colorado county median |
Effective property-tax rate Lower usually helps affordability. | 0.34% | 0.00% | 1.02% | Needs dataNo Colorado county median comparison available |
Rent burden Lower usually helps affordability. | 28.00% | 29.00% | N/A | Near state median28.00% of renter income goes to rent. |
Income Fit
A low price only helps if local income can carry the monthly cost. This panel compares the county income base with rent and owner-cost thresholds.
Rent cushion
+$20,164
Median income minus rent threshold.
Owner cushion
+$27,795
Median income minus owner-cost threshold.
Affordability Advisory
This turns the raw housing numbers into income and buy-versus-rent screens.
Affordability verdict
Archuleta County offers affordable rental housing at a median of $1,409/month , about 22.1% of the typical household income here.
Rent vs own
Renters in Archuleta County pay $1,409/month on average, compared to $1,137/month for homeowners. This market favors buyers by about 19%.
Income needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $56,360/year. For owner costs at the 28% rule, the required income is roughly $48,729/year. With a median household income of $76,524, most households can comfortably afford rent here. Notably, 28.0% of renter households in Archuleta County are cost-burdened, spending more than 30% of income on housing.
Regional context
Compared to Weld County where rent averages $1,469/month, Archuleta County is approximately 4% less expensive.
Better Counties to Compare
Similar counties are matched on home value, rent, income, and state context. This is more useful than a simple nearest-price list.
| County | Home Value | Rent | Why compare |
|---|---|---|---|
| Grand County, CO | $507,200 | $1,451/mo | Same-state comparison near $507,200 home value and $1,451/mo rent. |
| Weld County, CO | $444,500 | $1,469/mo | Same-state comparison near $444,500 home value and $1,469/mo rent. |
| Garfield County, CO | $490,600 | $1,515/mo | Same-state comparison near $490,600 home value and $1,515/mo rent. |
| Teller County, CO | $445,000 | $1,746/mo | Same-state comparison near $445,000 home value and $1,746/mo rent. |
| La Plata County, CO | $549,100 | $1,409/mo | Same-state comparison near $549,100 home value and $1,409/mo rent. |
Data Confidence
- Crime coverage is partial, so safety comparisons need source context.
Next Checks
Housing Questions for Archuleta County
Is Archuleta County affordable for buying a home?
Is renting or owning cheaper in Archuleta County?
How much income do you need for housing in Archuleta County?
What should I double-check before moving to Archuleta County?
Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.